基于层次分析法的农产品物流金融风险评价

Jie Zheng, Jing He
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引用次数: 6

摘要

农产品物流金融是中国商业银行的一种新型金融业务。然而,它在现实中仍然面临着许多挑战。为了填补这一新领域的空白,本文在建立农产品物流财务风险因素的基础上,运用模糊层次分析法(FAHP)建立了农产品物流财务风险评价模型。通过定量与定性相结合的方法,对农产品物流金融风险进行了综合分析与评价。结果表明,管理机制是众多风险因素中的主要风险因素。因此,有必要进一步分析这些影响农产品物流金融业务的因素,以尽可能地降低和避免风险。我们希望我们的工作能够帮助银行降低财务风险。并试图为农产品物流金融市场的健康发展提出建议。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Risk Assessment on Agricultural Products Logistics Financial Based on FAHP
Agricultural products logistics finance is a new variety of financial business in China's commercial banks. However, it still faces many challenges in the reality. In order to fill in the blank of new field, the model of evaluating agricultural products logistics financial risk was built in the paper using the method of Fuzzy Analytic Hierarchy Process (FAHP) on the basis of establishing agricultural products logistics financial risk factors. Through combined quantitative and qualitative methods, we had made comprehensive analysis and evaluation aimed at agricultural products logistics financial risk. The results showed that management mechanism was the main risk in numerous risk factors. So it is necessary to further analysis for these effects of agricultural products logistics financial business factors to decrease and avoid risk as far as possible. We hope that our work could help the banks reduce their financial risk. Moreover we try to bring forth suggestion for the agricultural products logistics financial market to develop healthily.
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