CAR, LDR, BOPO,在Indoensia对伊斯兰银行贷款质量的盈利能力

Catur Wahyudi, M. A. N. Amin, Fahmi Firmansyah
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引用次数: 0

摘要

印度尼西亚的银行是在一个国家的经济中扮演重要角色的金融机构之一,这是因为银行是金融系统的一种,其功能是金融中介。社区流动产生的资金被迅速准确地分配到各个经济部门和所有需要的领域。传统的银行系统并没有增加公共资金的调集,也没有根据伊斯兰教法的原则满足银行服务的需要。本研究将使用的分析技术是使用多元线性回归分析技术来全面了解变量之间的关系。CAR(资本充足率)对伊斯兰商业银行的贷款质量没有影响,BOPO(运营成本和营业收入)对伊斯兰商业银行的贷款质量没有影响,LDR(贷款存款比率)对伊斯兰商业银行的贷款质量没有影响,利润率对伊斯兰商业银行的贷款质量没有影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh CAR, LDR, BOPO, Profitabilitas terhadap Loan quality pada Perbankan Syariah di Indoensia
Banking in Indonesia is one of the financial institutions that play an important role in the economy of a country, this is because banking is one of the financial systems that functions as a financial intermediary. Funds resulting from community mobility are allocated to various economic sectors and all areas in need quickly and accurately. The increase in the mobilization of public funds has not been served by the conventional banking system and to accommodate the need for banking services in accordance with sharia principles. The analytical technique that will be used in this study is to use multiple linear regression analysis techniques to obtain a comprehensive picture of the relationship between variables. CAR (Capital Adequacy Ratio) has no effect on loan quality at Islamic commercial banks, BOPO (Operational Costs and Operating Income) has no effect on loan quality at Islamic commercial banks, LDR (Loan Deposit Ratio) has no effect on loan quality at Islamic commercial banks, Profitability has no effect on loan quality in Islamic commercial banks.
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