小额信贷对扶贫的理论分析

P. Kumari
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引用次数: 2

摘要

本文的目的是研究小额信贷与扶贫的理论背景。本文主要包括两类与小额信贷相关的理论。第一类理论解决了穷人在寻求获得正式财政资源时由于缺乏抵押品而不得不面对的具体问题,第二类理论。第二套理论是基于小额信贷对小企业、家庭和个人的影响。第一类理论包括小额信贷产生理论、小额信贷连带责任集团概念。小额信贷影响路径理论包括发展性金融战略缺陷理论、市场与福利理论、贫困贷款理论、金融体系理论和5金融一体化理论
本文章由计算机程序翻译,如有差异,请以英文原文为准。
THEORETICAL ANALYSIS OF MICROFINANCE ON POVERTY ALLEVIATION
The objective of this paper is to investigate theoretical background of microfinance and poverty alleviation. The article consist the two types of theories, which related to microfinance. First types of theories addresses the specific issues the poor have to face when seeking access to formal financial resources, due to the lack of collateral and second types of theories. The second set of theories are based on the impact of microfinance on small businesses, households and individuals. The first category of theories consist Theory relating to Emergence of Microfinance, Concept of Joint Liability Group in Microfinance. Theories of impact pathway of microfinance consist Theory on Shortcomings of Development Finance Strategies, Market and Welfare Theories, Poverty Lending Approach, Financial System Approach and5 Financial Integrated Approach
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