Rural banks' financial contributions to agriculture, health, and education (AHE), and their impact on the Ghanaian economy

The rural banks have become a growing and vibrant part of the whole banking industry and the Ghanaian economy as a whole. This study sought to assess the activities of rural banks and their contribution toward the economic development of Ghana in what the researcher described as a triangular model (AHE): Agriculture, Education, and Health. The sample consisted of 339 employees including senior members from 15 rural banks. The data for the study were collected with a questionnaire. The findings revealed that rural banks had performed well as far as the triangular model (AHE) is concerned in the localities in which they have been established and the country as a whole. The study recommends that rural banks have to be carefully monitored by policymakers to yield maximum benefits to consumers.