{"title":"Murabahah、Mudharabah和Ijarah收益对BRI伊斯兰银行Sukabumi分行利润的影响","authors":"Dwi Gemina, D. Supriyadi","doi":"10.33062/MJB.V3I1.239","DOIUrl":null,"url":null,"abstract":"The purposes of this research are: 1) Analysing the development ofmurabahah, mudharabah and ijarah earnings at PT Bank BRI Syariah, Branch OfficeSukabumi; 2) Analysing the effect of murabahah, mudharabah and ijarah earningssimultaneously upon the profit of PT Bank BRI Syariah Branch Office Sukabumia: 3)Analysing the effect of murabahah, mudharabah and ijarah earnings partially uponthe profit of PT Bank BRI Syariah Branch Office Sukabumi. Research method hasapplied associative research method. Research data has applied financial data of PTBank BRI Syariah Branch Office Sukabumi for the periode of 2014 up to 2015 usingclassical assumption test, multiple regression, F test and T test. Result of theresearch has determined that overall murabahah, mudharabah and ijarah earningshave been increasing. In 2015 earnings increasing had reached 125 % more than theprevious year and the most contribution is given by murabahah earnings. Variable ofmurabahah earnings, mudharabah earnings and ijarah earnings simultaneously havebeen affecting positively and significantly the Profit. And partially murabahah andijarah earnings have positively and significantly affected the profit, nevertheless,variable of mudharabah earnings has not affected significantly the profit.","PeriodicalId":259015,"journal":{"name":"The Management Journal of Binaniaga","volume":"53 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2018-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"The Effect of Murabahah, Mudharabah and Ijarah Earnings upon The Profit of Bank BRI Syariah, Branch Office Sukabumi\",\"authors\":\"Dwi Gemina, D. Supriyadi\",\"doi\":\"10.33062/MJB.V3I1.239\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purposes of this research are: 1) Analysing the development ofmurabahah, mudharabah and ijarah earnings at PT Bank BRI Syariah, Branch OfficeSukabumi; 2) Analysing the effect of murabahah, mudharabah and ijarah earningssimultaneously upon the profit of PT Bank BRI Syariah Branch Office Sukabumia: 3)Analysing the effect of murabahah, mudharabah and ijarah earnings partially uponthe profit of PT Bank BRI Syariah Branch Office Sukabumi. Research method hasapplied associative research method. Research data has applied financial data of PTBank BRI Syariah Branch Office Sukabumi for the periode of 2014 up to 2015 usingclassical assumption test, multiple regression, F test and T test. Result of theresearch has determined that overall murabahah, mudharabah and ijarah earningshave been increasing. In 2015 earnings increasing had reached 125 % more than theprevious year and the most contribution is given by murabahah earnings. Variable ofmurabahah earnings, mudharabah earnings and ijarah earnings simultaneously havebeen affecting positively and significantly the Profit. And partially murabahah andijarah earnings have positively and significantly affected the profit, nevertheless,variable of mudharabah earnings has not affected significantly the profit.\",\"PeriodicalId\":259015,\"journal\":{\"name\":\"The Management Journal of Binaniaga\",\"volume\":\"53 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2018-06-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"The Management Journal of Binaniaga\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.33062/MJB.V3I1.239\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"The Management Journal of Binaniaga","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.33062/MJB.V3I1.239","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1
摘要
本研究的目的是:1)分析PT银行BRI伊斯兰分行的murabahah、mudharabah和ijarah收益的发展;2)分析murabahah、mudharabah和ijarah同时盈利对PT Bank BRI伊斯兰分行Sukabumia利润的影响:3)分析murabahah、mudharabah和ijarah盈利对PT Bank BRI伊斯兰分行Sukabumi利润的部分影响。研究方法采用了联想研究方法。研究数据采用PTBank BRI伊斯兰分行Sukabumi 2014 - 2015年期间的财务数据,采用经典假设检验、多元回归、F检验和T检验。研究结果已经确定,总体murabahah, mudharabah和ijarah的收入一直在增加。2015年的收入增长比前一年增长了125%,其中贡献最大的是murabahah的收入。mudharabah收益的变量,mudharabah收益和ijarah收益同时对利润产生了积极而显著的影响。同时,部分邦和邦的收益对利润有显著的正向影响,然而,邦的收益变量对利润没有显著影响。
The Effect of Murabahah, Mudharabah and Ijarah Earnings upon The Profit of Bank BRI Syariah, Branch Office Sukabumi
The purposes of this research are: 1) Analysing the development ofmurabahah, mudharabah and ijarah earnings at PT Bank BRI Syariah, Branch OfficeSukabumi; 2) Analysing the effect of murabahah, mudharabah and ijarah earningssimultaneously upon the profit of PT Bank BRI Syariah Branch Office Sukabumia: 3)Analysing the effect of murabahah, mudharabah and ijarah earnings partially uponthe profit of PT Bank BRI Syariah Branch Office Sukabumi. Research method hasapplied associative research method. Research data has applied financial data of PTBank BRI Syariah Branch Office Sukabumi for the periode of 2014 up to 2015 usingclassical assumption test, multiple regression, F test and T test. Result of theresearch has determined that overall murabahah, mudharabah and ijarah earningshave been increasing. In 2015 earnings increasing had reached 125 % more than theprevious year and the most contribution is given by murabahah earnings. Variable ofmurabahah earnings, mudharabah earnings and ijarah earnings simultaneously havebeen affecting positively and significantly the Profit. And partially murabahah andijarah earnings have positively and significantly affected the profit, nevertheless,variable of mudharabah earnings has not affected significantly the profit.