夫妻的退休决定:配偶特征和偏好对退休时间的影响

D. Warren
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引用次数: 4

摘要

本文为澳大利亚成年夫妇协调退休提供了新的证据。使用了两种互补的估计方法来强调在对有伴侣的男女退休行为建模时考虑到家庭决策背景的重要性。首先,单一风险风险模型提供了配偶特征对个人退休决策影响的见解。其次,使用竞争风险框架来检查从双方都从事有偿工作的情况中退出的夫妇的退休行为。有强有力的证据表明,由于闲暇时间的互补性,澳大利亚的成年夫妇协调退休,对妇女来说,因为照顾责任。特别是,研究结果表明,如果她们的伴侣有继续工作的经济动机,她们可能会推迟自己的退休时间;或者提前退休去照顾身体不好的伴侣。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Retirement Decisions of Couples: The Impact of Spousal Characteristics and Preferences on the Timing of Retirement
This paper provides new evidence of coordination of retirement by mature age couples in Australia. Two complementary estimation approaches are used to highlight the importance of taking the household decision-making context into account when modeling the retirement behaviour of partnered men and women. First, a single risk hazard model provides insights into the influences of a spouse’s characteristics on the retirement decision of the individual. Second, a competing-risks framework is used to examine the retirement behaviour of couples exiting from a situation in which both are in paid employment. There is strong evidence of coordination of retirement by mature age couples in Australia due to complementarities in leisure and, for women, because of caring responsibilities. In particular, the results suggest that women may delay their own retirement if their partner has a financial incentive to continue in the labour force; or retire early to care for a partner who is in poor health.
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