工业革命4.0曙光下的银行业雏形:机遇与挑战

2022 International Conference on Fourth Industrial Revolution Based Technology and Practices (ICFIRTP) Pub Date : 2022-11-23 DOI:10.1109/ICFIRTP56122.2022.10059432

Ram Singh, Vyomkesh Bhatt

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摘要

本研究探讨工业革命4.0将如何影响银行业务。工业4.0中数字技术的出现改变了几乎所有行业的业务运营。由于数字技术的发展，第四次工业革命将极大地颠覆传统银行业。传统银行可能会受到金融科技(fintech)竞争的威胁，后者提供可比较甚至占主导地位的金融服务。为了在未来的金融业务中茁壮成长，需要创新，复杂，适应性强，实时的策略和技术。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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The Embryonic Banking Practices in Dawn of Industrial Revolution 4.0: Opportunities and Challenges

This study explores how Industrial Revolution 4.0 will probably affect banking operations. The emergence of digital technology in Industry 4.0 has altered business operations across virtually all sectors. The fourth industrial revolution will significantly disrupt traditional banking due to the growth of digital technologies. Conventional banking may be threatened by competition from financial technology (fintech), which offers comparable or even dominant financial services. To thrive in the financial business in the future, innovative, sophisticated, adaptable, real-time strategies and technologies are required.

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2022 International Conference on Fourth Industrial Revolution Based Technology and Practices (ICFIRTP)

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