电子客户关系管理(网站设计的预期安全性和便利性)对商业银行电子忠诚度的影响

Hadeer Helal M. Rashwan, Abdelaty Lasheen M. Mansi, Heba E. Hassan
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引用次数: 15

摘要

本研究以电子银行满意度为中介变量,探讨电子客户关系管理(E-CRM)与客户电子忠诚之间的微观联系。具体来说,被忽视的角色为预期的安全性、方便性的网站设计。为了达到研究的目的,我们制定了四个基本假设,通过调查表收集的初步数据对其进行了检验,数据采用便利样本收集,研究样本包括(370)名代表埃及商业银行电子交易客户群体的客户,数据分析和假设检验主要采用结构方程模型、验证性因子分析、通过路径分析和Bootstrap方法的直接和间接分析,研究发现ECRM(期望安全)维度与重复电子交易意图和向他人提供客户积极话语之间存在显著相关,网站设计的便利性与向他人提供客户积极话语之间存在显著相关。而网站设计的便利性与重复电子交易的意向之间没有显著的关系。电子银行满意度在E-CRM维度(期望安全)、向他人提供积极话语与重复电子交易意愿之间的关系中不发挥中介作用。因此,管理者可能会通过为电子银行交易提供技术保护机制来提高客户的忠诚度,并在网站的易用性和即时解决客户问题方面提高便利性要求,从而使客户对银行的态度产生积极的影响。通讯作者:Abdelaty Lasheen M. Mansi通讯作者:al Mansi al。首次提交:2019年5月23日修改收到:2019年8月20日接受:2019年8月29日
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The impact of the E- CRM (expected security and convenience of website design) on E- loyalty field study on commercial banks
This study aimed to investigate the micro-linkages between electronic customer relationship management (E-CRM) and electronic loyalty of customers, through electronic banking satisfaction as a mediator variable. specifically, the neglected roles for expected security, convenience of website design. To achieve the objectives of the study, four basic hypotheses were formulated, it's were tested using preliminary data collected through the survey list, Data was collected by a convenience sample, the sample of study consisted of (370) customer who representative of the community of customers of Egyptian commercial banks who dealing electronically, Data analysis and hypothesis testing have been depended on use methods of a structural equation modeling, confirmatory factor analysis, path analysis, and direct and indirect analysis by using the Bootstrap method, The study found a significant correlation between the dimensions of the ECRM (expected security) and The intentions of repeat e-dealing and providing customers positive words to others, A significant correlation was found between the convenience of website design and providing customers positive words to others. While there is no significant relationship between convenience of website design and intentions of repeat e-dealing. And the electronic banking satisfaction does not play the role of mediator in influencing the relationship between E-CRM dimensions (expected security) and providing positive words to others, and the intentions to repeats electronic transactions. So, Managers are likely to increase customer's loyalty by providing technological protection mechanisms for electronic banking transactions and enhance convenience requirements on the website in terms of ease of use and immediate customer problem solving, predisposing positively Customer’s attitudes towards the banks. Corresponding author: Abdelaty Lasheen M. Mansi Email addresses for the corresponding author: al mansi oal. @ yahoo.com First submission received: 23rd May 2019 Revised submission received: 20th August 2019 Accepted: 29th August 2019
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