Salman Ahmad, Malik Kamran
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引用次数: 0

摘要

毫无疑问,在采用不同的伊斯兰融资模式后,伊斯兰银行向人们展示了他们可以摆脱利息的方式,这是一个伟大的成就。但伊斯兰银行也有必要投资于基于伙伴关系的融资模式,如“Shirkah”和“Modaraba”。对伊斯兰教法目标的敏锐观察表明,伊斯兰银行仍然无法或试图通过“shirkah”和“Modaraba”进行投资,这是一个巨大的缺陷。每当我们提到“伊斯兰银行”这个词时,这不仅反映了融资的过渡模式,而且也显示了理想的模式。本文在“摩达拉巴”的基础上探讨了投资的潜力和可行的方法。有一些流行的金融模式类似于伊斯兰模式“Modaraba”,如“风险投资”、“商业银行”和“控股公司”。在根据伊斯兰教法进行一些修改之后,他们可以很容易地使这些模式适应以伙伴关系为基础的融资目的,并朝着伊斯兰教法的目标迈进。如果伊斯兰银行适应了这些模式,他们就能在这个领域迅速成长。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
دنیا میں رائج مضاربت کی نوع کے تجارتی طریقےاور اسلامی بینکاری میں ان کا استعمال
There is no doubt that after adopting different Islamic modes of financing, Islamicbanks are showing the way to the people in which they could get rid of interest and it is a great achievement. But it is also necessary for Islamic banks to invest in partnership based modes of finance like ‘Shirkah’ and Modaraba’. A keen look upon goals of Shariah shows that it is a great flaw in Islamic banks that they still are not able or trying to invest via‘Shirkah’ and Modaraba’. Whenever we utter the word ‘Islamic banking’ this not only reflects the transitional modes of financing but also shows the ideal ones as well. This article discusses the potential and practical methods of investment on the basis of ‘Modaraba’.There are some prevailing modes of finance similar to Islamic mode ‘Modaraba’, like ‘Venture Capital’, ‘Merchant Banking’ and ‘Holding Company’. After some modifications according to Shariah they could easily adapt these modes for the purpose of partnership based financing and step forward to achieve the goals of Shariah. If Islamic banks adapt these modes theycould rapidly grow in there field in real sense.
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