{"title":"伊斯兰银行和传统银行的财务表现","authors":"Imam Mas’ud","doi":"10.32528/JIAI.V3I2.1933","DOIUrl":null,"url":null,"abstract":"The purpose of this research is measure level of financial performance of PT. Bank Syariah Mandiri, PT Bank Tabungan Pensiunan Nasional Tbk, and PT. Bank Mandiri in 2016-2017. Analysis have done include five components of financial ratios: (1) capital adequacy ratio, (2) non-performing loan, (3) return on asset and return on equity, (4) efficiency ratio and (5) loan to deposit ratio. \nThis research is descriptive research which explaining comparison of ratio capital, asset, quality, management, earning, and liquidity. The result show PT. Bank Syariah Mandiri better than other in capital adequacy ratio and loan to deposit ratio. PT Bank Mandiri have better financial performance in asset, management, and earnings ratio. \n \nKeywords: Capital, Asset, Management, Earnings, Liquidity, Sharia Bank","PeriodicalId":269285,"journal":{"name":"JIAI (Jurnal Ilmiah Akuntansi Indonesia)","volume":"21 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2018-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"3","resultStr":"{\"title\":\"KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL\",\"authors\":\"Imam Mas’ud\",\"doi\":\"10.32528/JIAI.V3I2.1933\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purpose of this research is measure level of financial performance of PT. Bank Syariah Mandiri, PT Bank Tabungan Pensiunan Nasional Tbk, and PT. Bank Mandiri in 2016-2017. Analysis have done include five components of financial ratios: (1) capital adequacy ratio, (2) non-performing loan, (3) return on asset and return on equity, (4) efficiency ratio and (5) loan to deposit ratio. \\nThis research is descriptive research which explaining comparison of ratio capital, asset, quality, management, earning, and liquidity. The result show PT. Bank Syariah Mandiri better than other in capital adequacy ratio and loan to deposit ratio. PT Bank Mandiri have better financial performance in asset, management, and earnings ratio. \\n \\nKeywords: Capital, Asset, Management, Earnings, Liquidity, Sharia Bank\",\"PeriodicalId\":269285,\"journal\":{\"name\":\"JIAI (Jurnal Ilmiah Akuntansi Indonesia)\",\"volume\":\"21 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2018-10-25\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"3\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"JIAI (Jurnal Ilmiah Akuntansi Indonesia)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.32528/JIAI.V3I2.1933\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"JIAI (Jurnal Ilmiah Akuntansi Indonesia)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.32528/JIAI.V3I2.1933","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 3
摘要
本研究的目的是衡量PT. Bank ysariah Mandiri, PT Bank Tabungan Pensiunan Nasional Tbk和PT. Bank Mandiri在2016-2017年的财务绩效水平。所做的分析包括财务比率的五个组成部分:(1)资本充足率,(2)不良贷款,(3)资产收益率和股本收益率,(4)效率比和(5)存贷比。本研究为描述性研究,对资本比率、资产比率、质量比率、管理比率、盈余比率和流动性比率进行了比较说明。结果表明,曼迪利银行在资本充足率和存贷比方面优于其他银行。PT Bank Mandiri在资产、管理和市盈率方面的财务表现较好。关键词:资本,资产,管理,收益,流动性,伊斯兰银行
KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL
The purpose of this research is measure level of financial performance of PT. Bank Syariah Mandiri, PT Bank Tabungan Pensiunan Nasional Tbk, and PT. Bank Mandiri in 2016-2017. Analysis have done include five components of financial ratios: (1) capital adequacy ratio, (2) non-performing loan, (3) return on asset and return on equity, (4) efficiency ratio and (5) loan to deposit ratio.
This research is descriptive research which explaining comparison of ratio capital, asset, quality, management, earning, and liquidity. The result show PT. Bank Syariah Mandiri better than other in capital adequacy ratio and loan to deposit ratio. PT Bank Mandiri have better financial performance in asset, management, and earnings ratio.
Keywords: Capital, Asset, Management, Earnings, Liquidity, Sharia Bank