{"title":"银行竞争、融资约束与企业创新","authors":"Jing-Yi Hou, Xiaoyu Lu","doi":"10.47260/jafb/1263","DOIUrl":null,"url":null,"abstract":"Abstract\n\nIn recent years, the innovation behavior of enterprises has attracted more and more attention. Our study proves that encouraging bank competition can promote enterprise innovation. The study found that there is a negative correlation between the bank concentration index in county areas and the innovation output of local enterprises in China. At the same time, we find that bank competition can more effectively improve the financing constraints of private enterprises and small enterprises, thus promoting enterprise innovation.\n\nJEL classification numbers: G21,O31,O32.\nKeywords: Bank Competition; Financing Constraints; Enterprise Innovation; Credit Discrimination.","PeriodicalId":330012,"journal":{"name":"Journal of Applied Finance & Banking","volume":"36 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-08-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":"{\"title\":\"Bank Competition, Financing Constraints and Enterprise Innovation\",\"authors\":\"Jing-Yi Hou, Xiaoyu Lu\",\"doi\":\"10.47260/jafb/1263\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Abstract\\n\\nIn recent years, the innovation behavior of enterprises has attracted more and more attention. Our study proves that encouraging bank competition can promote enterprise innovation. The study found that there is a negative correlation between the bank concentration index in county areas and the innovation output of local enterprises in China. At the same time, we find that bank competition can more effectively improve the financing constraints of private enterprises and small enterprises, thus promoting enterprise innovation.\\n\\nJEL classification numbers: G21,O31,O32.\\nKeywords: Bank Competition; Financing Constraints; Enterprise Innovation; Credit Discrimination.\",\"PeriodicalId\":330012,\"journal\":{\"name\":\"Journal of Applied Finance & Banking\",\"volume\":\"36 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-08-03\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"2\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Applied Finance & Banking\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.47260/jafb/1263\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Applied Finance & Banking","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.47260/jafb/1263","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Bank Competition, Financing Constraints and Enterprise Innovation
Abstract
In recent years, the innovation behavior of enterprises has attracted more and more attention. Our study proves that encouraging bank competition can promote enterprise innovation. The study found that there is a negative correlation between the bank concentration index in county areas and the innovation output of local enterprises in China. At the same time, we find that bank competition can more effectively improve the financing constraints of private enterprises and small enterprises, thus promoting enterprise innovation.
JEL classification numbers: G21,O31,O32.
Keywords: Bank Competition; Financing Constraints; Enterprise Innovation; Credit Discrimination.
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