数字金融素养

W. Golden, Leslie A. Cordie
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引用次数: 4

摘要

拥有数字金融知识的个人拥有使用数字设备做出更好的财务决策的知识和技能。金融科技(fintech)在美国成年人日常生活中的普及创造了数字素养培训和教育机会。这份来自该领域的报告提供了一个简短的文献综述,讨论了数字金融素养,以及金融科技成人教育的重要性。我们的目标是指导教育工作者和其他人了解与金融素养教育相关的数字技术基础知识如何帮助成人学习者为使用金融科技做好准备。在当今的数字经济中,将技术应用扩大到金融知识教育和实践中,与阅读、写作和计算能力一样至关重要。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Digital Financial Literacy
An individual with digital financial literacy has the knowledge and skills to use digital devices to make better financial decisions. The pervasiveness of financial technology (fintech) in the daily lives of adults in the United States creates digital literacy training and educational opportunities. This report from the field offers a brief literature review, a discussion on digital financial literacy, and the importance of fintech adult education. Our goal is to guide educators and others on how foundational knowledge on digital technologies in relation to financial literacy education can prepare adult learners for the use of fintech. Expanding the use of technology to financial literacy education and practices are as crucial as reading, writing, and numeracy in today’s digital economy.
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