基于AI数字人技术的银行服务产品设计

J. Fang, Xinxin Guo
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引用次数: 1

摘要

近年来,大数据、5g、人工智能等技术已经渗透到各个领域并得到应用。各大银行网点也在寻求先进技术与银行服务的结合,尝试进行银行数字化转型,为客户提供更加智能、快捷的互动体验。同时,在当前疫情防控的特殊时期,“无接触”的要求使得银行的数字化转型更加迫切。因此,在此背景下,建立了分散的银行网络布局,通过“Ai数字人技术”为客户提供可替代人工的服务,让用户无需面对面进行人工业务办理,有效化解了面对面接触感染的风险,让用户在办理业务时有很大的安全感。本文以“Ai数字人性化服务”技术为基础,重点对“Ai数字人性化服务”银行网络进行设计,并尝试从人机、交互方式、使用方式等方面进行设计实践。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Design of bank service products based on AI digital human technology
In recent years, big data, 5g, artificial intelligence and other technologies have penetrated and applied in various fields. Major bank outlets are also looking for the combination of advanced technology and banking services, trying to carry out digital transformation of banks and provide customers with more intelligent and fast interactive experience. At the same time, in the current special period of epidemic prevention and control, the requirement of "no contact" makes the digital transformation of banks more urgent. Therefore, in this context, a scattered bank network layout is established to provide customers with services that can replace manual work through "Ai digital man technology", so that users do not need to conduct business handling face-to-face with manual work, effectively resolve the risk of face-to-face contact infection, and let users have a great sense of security in business handling. Based on the "Ai digital human service" technology, this paper focuses on the design of the bank network of "Ai digital human service", and tries to carry out the design practice from the aspects of man-machine, interaction mode and use mode.
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