顶级学生和管理他们的资金

Blanca Irene AHUMADA-MALDONADO, Bertha Ivonne Sánchez-Luján
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引用次数: 2

摘要

很多人都没有在特定的时间框架内安排费用,他们不知道收入的多少,也不知道他们花了多少钱。这种情况也出现在行政经济领域的高等学生中。墨西哥的公立大学在课程中摒弃了与个人财务管理相关的科目。本工作的目的是宣传一批会计师专业学生的个人理财教育实践。这是一项基于经济心理学理论的定性研究,其中设计,验证并应用了学生个人预算工具。主要发现是:他们忽略了预算计划,他们花的钱比赚的多,在休闲活动上的支出比例最高,在体育上的支出比例最低,尽管他们的课程中有管理、金融和会计科目。很少或根本没有应用在他们的学校生涯中获得的概念。建议对个人实施自我财务教育计划。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Los estudiantes de nivel superior y la administración de su dinero
The practice of scheduling the expenses to be made in a certain time frame is not practiced by many people, they do not know the amount of income received as well as the exact amount they spend. This situation also occurs in the higher-level students of the administrative-economic area. Public universities in Mexico, within the curriculum discard subjects related to personal financial administration. The objective of this work is to publicize the personal praxis of financial education that a group of students of the Public Accountant has. It is a qualitative study, based on the theory of Economic Psychology, in which a tool on personal budgets for students was designed, validated and applied. The main findings are: they leave out budget planning, they spend money than they receive, the highest percentage of expenses are made in leisure activities and the lowest in sport, even though administration, finance, accounting subjects are taught in their curriculum. Little or no application of the concepts acquired during their school career is observed. It is recommended to implement a self-financial education program for the individual.
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