为联邦区的微型企业提供资金。FOCO模型的应用

Verónica Patricia Rodríguez Vázquez, Kristiano Raccanello, C. J. Pérez
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引用次数: 0

摘要

本文介绍了墨西哥城(墨西哥)的一个公共项目(PP)的评估结果,该项目为加强微型企业和促进自营职业提供小额信贷。评价的目的是核实适当的信贷管理是否使微型企业受益。我们发现,与年轻的微型企业相比,年龄较大的微型企业对投资信贷的管理更得当;此外,投资信贷比流动资金信贷管理得更好,大多数微型企业家在填写申请信贷表格时没有将信贷用于他们提到的目的
本文章由计算机程序翻译,如有差异,请以英文原文为准。
El financiamiento a las microempresas en el Distrito Federal. Una aplicación del modelo FOCO
This paper presents the evaluation results of a Public Program (PP) in Mexico City (Mexico) that grants microcredits for strengthening microenterprises and promoting self-employment. The evaluation aims at verifying whether an appropriate credit management benefitted microenterprises. We found that older microenterprises compared to younger ones manage investment credits more properly; as well, investment credits are better managed than working capital credits and most micro entrepreneurs do not use credit for the purpose they mentioned when filling out the application credit form
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