财务行为在财务素养和财务自我效能感对财务意愿的中介作用

International Journal of Economics and Management Research Pub Date : 2022-12-30 DOI:10.55606/ijemr.v1i3.54

Bangun Bangun, Nany Noor Kurniyati

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引用次数: 0

摘要

本研究的目的是回顾影响财务幸福感的因素，包括财务素养、财务自我效能、财务行为。本研究采用SEM数据分析，样本为99。根据数据处理的结果，财务自我效能对财务行为的影响、财务自我效能对财务意志的影响、财务行为对财务意志的影响。同时，财务素养对财务行为没有显著影响。理财素养对理财意愿存在无显著影响。与中介相关的研究表明，理财行为不能中介理财素养和理财自我效能对理财意志存在的影响

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ROLE OF FINANCIAL BEHAVIOR IN MEDIATION THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIAL SELF EFFICACY ON FINANCIAL WILL BEING

The purpose of this study is to review the factors that influence Financial Well Being including Financial Literacy, Financial Self Efficacy, Financial Behavior. This study uses SEM data analysis with a sample of 99. Based on the results of data processing, it shows that Financial Self Efficacy on Financial Behavior, Financial Self Efficacy on Financial Will Being and Financial Behavior on Financial Will Being. Meanwhile, Financial Literacy is stated to have no significant effect on Financial Behavior. and Financial Literacy has no significant effect on Financial Will Being. Related to mediation shows that financial behavior cannot mediate Financial Literacy and financial self-efficacy towards Financial Will Being

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International Journal of Economics and Management Research

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