信用机制在转型过程中形成的条件:制度方面

V. Vovk, I. Sadchykova, V. Sadchykov
{"title":"信用机制在转型过程中形成的条件:制度方面","authors":"V. Vovk, I. Sadchykova, V. Sadchykov","doi":"10.25140/2411-5215-2022-4(32)-245-254","DOIUrl":null,"url":null,"abstract":"Within thearticle,theoretical aspects of the credit mechanism formation in the conditions of transformational changes according tothe system approachare substantiated. The purpose of the article is to deepen conceptual foundations of the formation and development of the credit mechanism in the context of crisis phenomena and transformational processes in economy. It has beennoted that the maximum effect from the management of financial resources can be obtained from their effective interaction in the field of the credit regulation mechanism. Only within the framework of such integration can the contradiction between the need for additional resources and their scarcity be resolved, so as not to disrupt continuity of the reproduction process. It has been substantiated that the presence of a common goal, paying attention to the complexity and systematicity of financial management create prerequisites for applying a systemic approach in the study of the credit mechanism. It has been noted that in the process of the credit mechanismfunctinongwith the condition of strengthening the processes of financial support, the resources of the state and local budgets, banking institutions, the parabanking sector, investors, as well as financial resources of the population for investing in socio-economic development programs at the macro and meso levels should be consolidated. Creation of the conditions for effective functioning of the credit mechanism, the development of the credit market and credit infrastructure requires the use of a complex system approach to overcome the problems of the shortage of funding sources. The main tasks, principles, elemental composition and characteristics of the credit mechanism has beendefined. The following factors influencing the mechanism functioning has beensingled out, such as: state of the development of the state administration system and the political situation; unity of the monetary and credit system of the state; stability and interaction of the distribution and redistributionprocessesof financial and credit resources at all levels of state administration; state of the development of credit infrastructure facilities; state economic policy in the field of financial and credit regulation.Themethodology for determining the effectiveness of the credit mechanism in the conditions of transformational processes has beenproposed","PeriodicalId":353405,"journal":{"name":"Problems and prospects of economics and management","volume":"35 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"FORMATION OF A CREDIT MECHANISM IN THE TRANSFORMATION PROCESSES CONDITIONS: SYSTEM ASPECTS\",\"authors\":\"V. Vovk, I. Sadchykova, V. Sadchykov\",\"doi\":\"10.25140/2411-5215-2022-4(32)-245-254\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Within thearticle,theoretical aspects of the credit mechanism formation in the conditions of transformational changes according tothe system approachare substantiated. The purpose of the article is to deepen conceptual foundations of the formation and development of the credit mechanism in the context of crisis phenomena and transformational processes in economy. It has beennoted that the maximum effect from the management of financial resources can be obtained from their effective interaction in the field of the credit regulation mechanism. Only within the framework of such integration can the contradiction between the need for additional resources and their scarcity be resolved, so as not to disrupt continuity of the reproduction process. It has been substantiated that the presence of a common goal, paying attention to the complexity and systematicity of financial management create prerequisites for applying a systemic approach in the study of the credit mechanism. It has been noted that in the process of the credit mechanismfunctinongwith the condition of strengthening the processes of financial support, the resources of the state and local budgets, banking institutions, the parabanking sector, investors, as well as financial resources of the population for investing in socio-economic development programs at the macro and meso levels should be consolidated. Creation of the conditions for effective functioning of the credit mechanism, the development of the credit market and credit infrastructure requires the use of a complex system approach to overcome the problems of the shortage of funding sources. The main tasks, principles, elemental composition and characteristics of the credit mechanism has beendefined. The following factors influencing the mechanism functioning has beensingled out, such as: state of the development of the state administration system and the political situation; unity of the monetary and credit system of the state; stability and interaction of the distribution and redistributionprocessesof financial and credit resources at all levels of state administration; state of the development of credit infrastructure facilities; state economic policy in the field of financial and credit regulation.Themethodology for determining the effectiveness of the credit mechanism in the conditions of transformational processes has beenproposed\",\"PeriodicalId\":353405,\"journal\":{\"name\":\"Problems and prospects of economics and management\",\"volume\":\"35 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"1900-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Problems and prospects of economics and management\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.25140/2411-5215-2022-4(32)-245-254\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Problems and prospects of economics and management","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.25140/2411-5215-2022-4(32)-245-254","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

摘要

本文从理论方面根据制度方法对转型变迁条件下信用机制的形成进行了实证。本文的目的是在危机现象和经济转型过程的背景下,深化信用机制形成和发展的概念基础。在信贷监管机制领域,金融资源管理的最大效果来自于它们的有效互动。只有在这种一体化的框架内,才能解决对额外资源的需要与资源匮乏之间的矛盾,以免破坏再生产过程的连续性。实践证明,共同目标的存在、对财务管理复杂性和系统性的关注,为运用系统方法研究信用机制创造了先决条件。有人指出,在信贷机制发挥作用的过程中,在加强财政支持进程的条件下,应该巩固国家和地方预算、银行机构、副银行部门、投资者以及人民的财政资源,以便在宏观和中尺度上投资于社会经济发展计划。为信贷机制的有效运作创造条件,发展信贷市场和信贷基础设施,需要采用复杂的系统办法来克服资金来源短缺的问题。明确了信用机制的主要任务、原则、基本构成和特征。影响机制运行的因素主要有:国家行政体制的发展状况和政治形势;国家货币信用体系的统一;各级政府财政和信贷资源分配和再分配过程的稳定性和相互作用;信贷基础设施发展情况;国家经济政策在金融信贷领域的调控。提出了在转型过程中确定信用机制有效性的方法
本文章由计算机程序翻译,如有差异,请以英文原文为准。
FORMATION OF A CREDIT MECHANISM IN THE TRANSFORMATION PROCESSES CONDITIONS: SYSTEM ASPECTS
Within thearticle,theoretical aspects of the credit mechanism formation in the conditions of transformational changes according tothe system approachare substantiated. The purpose of the article is to deepen conceptual foundations of the formation and development of the credit mechanism in the context of crisis phenomena and transformational processes in economy. It has beennoted that the maximum effect from the management of financial resources can be obtained from their effective interaction in the field of the credit regulation mechanism. Only within the framework of such integration can the contradiction between the need for additional resources and their scarcity be resolved, so as not to disrupt continuity of the reproduction process. It has been substantiated that the presence of a common goal, paying attention to the complexity and systematicity of financial management create prerequisites for applying a systemic approach in the study of the credit mechanism. It has been noted that in the process of the credit mechanismfunctinongwith the condition of strengthening the processes of financial support, the resources of the state and local budgets, banking institutions, the parabanking sector, investors, as well as financial resources of the population for investing in socio-economic development programs at the macro and meso levels should be consolidated. Creation of the conditions for effective functioning of the credit mechanism, the development of the credit market and credit infrastructure requires the use of a complex system approach to overcome the problems of the shortage of funding sources. The main tasks, principles, elemental composition and characteristics of the credit mechanism has beendefined. The following factors influencing the mechanism functioning has beensingled out, such as: state of the development of the state administration system and the political situation; unity of the monetary and credit system of the state; stability and interaction of the distribution and redistributionprocessesof financial and credit resources at all levels of state administration; state of the development of credit infrastructure facilities; state economic policy in the field of financial and credit regulation.Themethodology for determining the effectiveness of the credit mechanism in the conditions of transformational processes has beenproposed
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信