财务能力和文化在财务满意度中的作用

IF 0.9 Q3 ECONOMICS
Gentjan Çera, Khurram Ajaz Khan, Jaroslav Belas, Humberto Nuno Rito Ribeiro
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引用次数: 16

摘要

本文提出了一个综合框架,以了解两个具有不同文化环境的欧洲国家背景下财务满意度的决定因素。通过通径分析法检验了直接效应、间接效应和交互效应。研究发现,财务能力是必不可少的,因为它决定了财务态度和财务知识对财务满意度的影响。此外,研究结果表明,文化在解释国家之间的差异方面起着重要作用。因此,与集体主义社会相比,个人主义社会反映了财务态度和财务满意度之间更强的关系。此外,在避免不确定性方面表现出高倾向的国家反映了风险承受能力与财务满意度之间的负相关关系,而那些缺乏这种偏好的国家则表现出正相关关系。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Role of Financial Capability and Culture in Financial Satisfaction

This paper presents an integrated framework for understanding the determinants of financial satisfaction in the context of two European nations with different cultural environments. The direct, indirect and interactive effects were tested through the path analysis method. It was found that to be financially capable is imperative because it governs the impacts of financial attitude and financial knowledge on financial satisfaction. Moreover, findings show that culture matters in explaining differences between countries. Hence, individualistic societies, compared to collectivistic ones, reflect a stronger relationship between financial attitude and financial satisfaction. Additionally, countries showing a high propensity in avoiding uncertainty reflect a negative association between risk tolerance and financial satisfaction, while those lacking such preference manifest a positive relationship.

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来源期刊
Economic Papers
Economic Papers ECONOMICS-
CiteScore
2.30
自引率
0.00%
发文量
23
期刊介绍: Economic Papers is one of two journals published by the Economics Society of Australia. The journal features a balance of high quality research in applied economics and economic policy analysis which distinguishes it from other Australian journals. The intended audience is the broad range of economists working in business, government and academic communities within Australia and internationally who are interested in economic issues related to Australia and the Asia-Pacific region. Contributions are sought from economists working in these areas and should be written to be accessible to a wide section of our readership. All contributions are refereed.
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