健康权——全面保健计划:2008- 2016年

B. P. Billauer
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引用次数: 0

摘要

虽然两党都认为最小化成本是任何健康计划的关键组成部分,但很少有计划提供实现这一目标的具体细节。目前的计划为没有保险的人和那些无法购买保险的人提供或扩大保险范围,剥夺雇主的保险要求,而将其授予个人。这一程序将大大增加成本,而没有相应的回报。从一开始,由数千名雇主批量购买保险所节省的成本将消失,取而代之的是处理数亿份个人保单的成本。可以想象,处理/处理应用程序所需的工作人员比当前的负载多出几个数量级,再加上额外的官僚层来监督法律要求。该计划建议在保险运作的地方保持现状。它建议将目前没有保险的人的医疗服务最大化,而不是覆盖范围最大化。这是一个市场驱动的计划,有利于那些在病人群体健康/改善方面表现出成果的医生的奖励和实践,使利润最大化。该计划建议政府承担非医疗基础设施的成本,类似于其他不适合私营企业的低利润业务,同时保护医疗实践不受外部干预。它废除了允许非医疗所有者获得利润的做法。相反,它创建了一个“联邦管理的医疗机构”,其中租金和行政费用、用品、实验室服务和基本诊断设备由政府承担,或由受邀加入的医疗成员分担,从而降低了管理费用,实现了利润最大化。作为交换,医生将他们增加的收入的一部分作为医疗保健捐赠给没有保险的人。该计划还扩大了允许提供常规保健服务的机构,并选择特定疾病,特别是老年疾病,作为研究和治疗的重点。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Right to Health - A Holistic Health Plan: 2008-16
While both sides of the aisle agree that minimizing costs is a critical component in any health plan, few plans provide specifics to achieve that objective. Current programs provide or extend insurance coverage to the uninsured and those for whom procurement is not feasible, divest employers of a coverage requirement and vest it, instead, in individuals. This procedure would substantially add costs - without commensurate return. At the outset, cost-savings of buying insurance in bulk - by several thousand employers - would disappear, replaced by costs of handling hundreds of millions of individual policies. One can only imagine the staff needed to handle/process applications numbering several orders of magnitude more than the current load, plus the additional bureaucratic layers to police legal requirements. This plan suggests preserving the status quo regarding insurance where it is working. It recommends the objective of maximizing care, not coverage, for the currently uninsured. It is a market driven plan, favoring incentives and practices that maximize profits to physicians who demonstrate results in terms of wellness/improvement of their patient population. The plan suggests that government assume non-medical infrastructure costs, similar to other low-profit operations that do not lend themselves to private enterprise, while protecting the practice of medicine from outside intervention. It does away with practices allowing profits to accrue to non-medical owners. Instead, it creates a "federally run health facility" where rental and administrative costs, supplies, laboratory services and basic diagnostic machines are assumed by the government or shared by the medical members invited to join, lowering overhead and maximizing profits. In exchange, physicians donate a portion of their increased income as medical care to the uninsured. The plan also broadens those allowed to perform routine health services and selects specified diseases, especially diseases of the aging, for focus of research and treatment.
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