{"title":"“报复性还贷潮”即将来临，你怎么看?住房抵押贷款增速放缓，居民贷款还贷情况研究","authors":"Liu Yue, Mai Xiaofang","doi":"10.37500/ijessr.2023.6324","DOIUrl":null,"url":null,"abstract":"This survey is carried out in two forms: online questionnaire and on-site survey. By locking the survey account, it is ensured that the number of participants in the questionnaire will not be repeatedly entered. Through the form of publicity in the circle of friends and on-site visits, ensure that the research is a group that has personal housing loans and repays in advance. Through this survey, we analyze the deep-seated reasons behind the \"prepayment tide\", discuss the possible risks of prepayment, and then put forward some favorable opinions for home buyers with personal mortgage loans, and hope that this survey can contribute to stabilizing the housing loan market Order, the government and banks provide a reference for policy adjustments.","PeriodicalId":162035,"journal":{"name":"International Journal of Education and Social Science Research","volume":"32 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"\\\"RETALIATORY LOAN REPAYMENT TIDE\\\" IS COMING, WHAT DO YOU THINK? MORTGAGE LOAN GROWTH SLOWS DOWN, RESEARCH ON RESIDENTS' LOAN REPAYMENT\",\"authors\":\"Liu Yue, Mai Xiaofang\",\"doi\":\"10.37500/ijessr.2023.6324\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This survey is carried out in two forms: online questionnaire and on-site survey. By locking the survey account, it is ensured that the number of participants in the questionnaire will not be repeatedly entered. Through the form of publicity in the circle of friends and on-site visits, ensure that the research is a group that has personal housing loans and repays in advance. Through this survey, we analyze the deep-seated reasons behind the \\\"prepayment tide\\\", discuss the possible risks of prepayment, and then put forward some favorable opinions for home buyers with personal mortgage loans, and hope that this survey can contribute to stabilizing the housing loan market Order, the government and banks provide a reference for policy adjustments.\",\"PeriodicalId\":162035,\"journal\":{\"name\":\"International Journal of Education and Social Science Research\",\"volume\":\"32 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"1900-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"International Journal of Education and Social Science Research\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.37500/ijessr.2023.6324\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal of Education and Social Science Research","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.37500/ijessr.2023.6324","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
"RETALIATORY LOAN REPAYMENT TIDE" IS COMING, WHAT DO YOU THINK? MORTGAGE LOAN GROWTH SLOWS DOWN, RESEARCH ON RESIDENTS' LOAN REPAYMENT
This survey is carried out in two forms: online questionnaire and on-site survey. By locking the survey account, it is ensured that the number of participants in the questionnaire will not be repeatedly entered. Through the form of publicity in the circle of friends and on-site visits, ensure that the research is a group that has personal housing loans and repays in advance. Through this survey, we analyze the deep-seated reasons behind the "prepayment tide", discuss the possible risks of prepayment, and then put forward some favorable opinions for home buyers with personal mortgage loans, and hope that this survey can contribute to stabilizing the housing loan market Order, the government and banks provide a reference for policy adjustments.
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