{"title":"确定巴基斯坦农业部门基于需求的财政问题:定性专题分析","authors":"T. Mahmood, Noman Arshed","doi":"10.52131/jom.2022.0401.0059","DOIUrl":null,"url":null,"abstract":"Pakistan is an agrarian economy with a booming Islamic financial system, but the low share of Salam financing does not do justice to the agricultural financing needs. This forces poor farmers to resort to usurious and non-institutional financing leading to a poverty trap. Literature has explored different dimensions of lack of financing facilities. The primary objective of this study is to categorize different dimensions pertaining to the under fulfilled financing needs of farmers to derive restructuring suggestions for Salam applicability in Pakistan. The variables are drawn using thematic analysis of studies published between 2008 to 2020, which conducted exploratory surveys of financial issues from farmers in agriculture sector of Pakistan. The studies are selected from databases including Google Scholar, EBSCO and Web of Science. The derived variables are validated using an independent rater using the interclass correlation coefficient. Rater validated all generated variables via thematic analysis. Most studies pointed to issues of finance accessibility and resource availability. The closest study pointed out the financing of agricultural machinery is the most discussed issue.","PeriodicalId":432891,"journal":{"name":"iRASD Journal of Management","volume":"47 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-02-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":"{\"title\":\"Identifying the Demand-Based Financial Issues in the Agriculture Sector of Pakistan: A Qualitative Thematic Analysis\",\"authors\":\"T. Mahmood, Noman Arshed\",\"doi\":\"10.52131/jom.2022.0401.0059\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Pakistan is an agrarian economy with a booming Islamic financial system, but the low share of Salam financing does not do justice to the agricultural financing needs. This forces poor farmers to resort to usurious and non-institutional financing leading to a poverty trap. Literature has explored different dimensions of lack of financing facilities. The primary objective of this study is to categorize different dimensions pertaining to the under fulfilled financing needs of farmers to derive restructuring suggestions for Salam applicability in Pakistan. The variables are drawn using thematic analysis of studies published between 2008 to 2020, which conducted exploratory surveys of financial issues from farmers in agriculture sector of Pakistan. The studies are selected from databases including Google Scholar, EBSCO and Web of Science. The derived variables are validated using an independent rater using the interclass correlation coefficient. Rater validated all generated variables via thematic analysis. Most studies pointed to issues of finance accessibility and resource availability. The closest study pointed out the financing of agricultural machinery is the most discussed issue.\",\"PeriodicalId\":432891,\"journal\":{\"name\":\"iRASD Journal of Management\",\"volume\":\"47 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-02-13\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"2\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"iRASD Journal of Management\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.52131/jom.2022.0401.0059\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"iRASD Journal of Management","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.52131/jom.2022.0401.0059","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 2
摘要
巴基斯坦是一个农业经济体,伊斯兰金融体系蓬勃发展,但萨拉姆融资所占比例较低,无法满足农业融资需求。这迫使贫困农民求助于高利贷和非机构融资,从而陷入贫困陷阱。文献从不同的维度探讨了融资设施缺乏的问题。本研究的主要目的是对与未满足的农民融资需求有关的不同维度进行分类,以得出Salam在巴基斯坦适用性的重组建议。这些变量是通过对2008年至2020年期间发表的研究进行专题分析得出的,这些研究对巴基斯坦农业部门农民的财务问题进行了探索性调查。这些研究是从Google Scholar、EBSCO和Web of Science等数据库中选择的。导出的变量使用独立的评级器使用类间相关系数进行验证。Rater通过主题分析验证了所有生成的变量。大多数研究都指出了融资可及性和资源可得性的问题。最近的研究指出,农业机械的融资是讨论最多的问题。
Identifying the Demand-Based Financial Issues in the Agriculture Sector of Pakistan: A Qualitative Thematic Analysis
Pakistan is an agrarian economy with a booming Islamic financial system, but the low share of Salam financing does not do justice to the agricultural financing needs. This forces poor farmers to resort to usurious and non-institutional financing leading to a poverty trap. Literature has explored different dimensions of lack of financing facilities. The primary objective of this study is to categorize different dimensions pertaining to the under fulfilled financing needs of farmers to derive restructuring suggestions for Salam applicability in Pakistan. The variables are drawn using thematic analysis of studies published between 2008 to 2020, which conducted exploratory surveys of financial issues from farmers in agriculture sector of Pakistan. The studies are selected from databases including Google Scholar, EBSCO and Web of Science. The derived variables are validated using an independent rater using the interclass correlation coefficient. Rater validated all generated variables via thematic analysis. Most studies pointed to issues of finance accessibility and resource availability. The closest study pointed out the financing of agricultural machinery is the most discussed issue.