{"title":"配偶会提出索赔吗?印度的医疗寻求和小额信贷","authors":"A. Rai, S. Ravi","doi":"10.2139/ssrn.1424823","DOIUrl":null,"url":null,"abstract":"We study a micro-finance program that provides compulsory health insurance to its borrowers and their spouses. We find that the non-borrowing spouses are less likely to file insurance claims than those who are borrowing. Further, a man is more likely to use the health insurance acquired through his wife's loan than is a woman (through her husband's loan). These patterns suggest that women who do not borrow are disempowered relative to those that do.","PeriodicalId":430390,"journal":{"name":"SRPN: Microfinance (Topic)","volume":"53 4 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2009-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"4","resultStr":"{\"title\":\"Do Spouses Make Claims? Health Seeking and Microfinance In India\",\"authors\":\"A. Rai, S. Ravi\",\"doi\":\"10.2139/ssrn.1424823\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"We study a micro-finance program that provides compulsory health insurance to its borrowers and their spouses. We find that the non-borrowing spouses are less likely to file insurance claims than those who are borrowing. Further, a man is more likely to use the health insurance acquired through his wife's loan than is a woman (through her husband's loan). These patterns suggest that women who do not borrow are disempowered relative to those that do.\",\"PeriodicalId\":430390,\"journal\":{\"name\":\"SRPN: Microfinance (Topic)\",\"volume\":\"53 4 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2009-03-31\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"4\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"SRPN: Microfinance (Topic)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.2139/ssrn.1424823\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"SRPN: Microfinance (Topic)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.1424823","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Do Spouses Make Claims? Health Seeking and Microfinance In India
We study a micro-finance program that provides compulsory health insurance to its borrowers and their spouses. We find that the non-borrowing spouses are less likely to file insurance claims than those who are borrowing. Further, a man is more likely to use the health insurance acquired through his wife's loan than is a woman (through her husband's loan). These patterns suggest that women who do not borrow are disempowered relative to those that do.