数字化和人工智能领域的新银行产品

E. S. Pryazhentseva, M. Chernysheva
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摘要

本文讨论了与银行部门大量使用人工智能有关的一般方面。指出了数字产品在银行实践活动中实施的主要优势和风险。进一步分析了现有产品的数字化和现代化对这一过程的影响。强调了用创新的现代技术成功取代以前使用的程序和工作方法的主要例子。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
New Banking Products in the Sphere of Digitalization and Artificial Intelligence
General aspects which relate to intensive use of artificial intelligence in banking sector are discussed in this article. Main advantages and risks of implementation of digital products in the practical activities of banks are also indicated. Furthermore, the influence of digitalization and modernization of existing products on this process is shown. The main examples of successful replacement of the previously used programs and methods of work with innovative modern technologies are highlighted.
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