伊斯兰小额金融机构绩效价值的维度

Ahmad Subagyo
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引用次数: 0

摘要

摘要金融机构绩效考核一般采用财务比率指标来衡量。伊斯兰小额信贷机构是由政府和社会共同建立的具有经济和社会功能的机构。从信仰价值观中成长起来的社会功能将具有长期的影响,既具有一致性又具有可持续性。需要在伊斯兰教法原则的基础上探索社会价值,使伊斯兰小额信贷机构的业务基础在财务绩效和社会绩效方面更易于衡量。评估伊斯兰小额信贷机构的表现有三个原则,即(1)公平原则,(2)诚实原则,(3)伙伴关系原则。这三个原则是在产品开发、服务和公司治理方面实施LKMS的基础。关键词:维度,伊斯兰金融原则,小额金融,公平,诚信,合作。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
DIMENSIONS OF PERFORMANCE VALUE OF SHARIA MICRO FINANCE INSTITUTION
 ABSTRACTThe performance appraisal of financial institutions is generally measured by using financial ratio indicators. Sharia microfinance institutions are institutions that have been developed by both the Government and the society which have economic and social functions. Social functions that are grown from belief values will have a long-term impacts, both consistency and sustainability. Exploring social values based on Sharia principles is needed to make the operational basis for Islamic microfinance institutions more measurable, both in financial performance and social performance.There are three principles in evaluating the performance of Islamic microfinance institutions, namely (1) the principle of fairness, (2) the principle of honesty, and (3) the principle of partnership. These three principles are the basis for operationalizing LKMS, both in product development, services and corporate governance.Key words:  Dimension, Sharia financial principle, Micro finance, fairness, honesty, partnership.
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