信息和投资平台作为区域银行系统发展的驱动力

I. Prokofev, I. Sycheva, N. Sycheva, M. Panferova, Nataliia Pianova
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引用次数: 0

摘要

企业家精神被理解为一个不断创造机会以满足人类需要及其所需资源的过程,它迫切需要信息汇集者。这种需求有两个原因。第一,市场关系的动态性。只有在经济主体长期的市场行为过程中,才能暴露出经济主体之间缺乏协调,从而导致整个经济体系效率的下降。社会的信息开放不仅是企业利润的来源,也是经济增长的动力。其次,市场关系的竞争性质证明了对信息的需要是合理的。由于如果经济中存在某种程度的低效率,商业利润是可能的,因此一些经济主体对保持这种低效率和维持现状感兴趣。这种竞争,是由获取信息的可能性产生的利润。因此,国家在投资激励领域的主要活动之一应该是创建信息平台,有助于获得开展业务所需的信息。研究分析了产业和区域两种投资方式,认为在考虑信息和投资平台(集群方式)时,有必要将两者整合起来。同时,重点放在区域银行系统(RBS)对区域投资过程的重要性上。尽管区域当局努力吸引对公私伙伴关系项目的投资,但对提供投资者真正感兴趣的资料仍然重视不够。本文通过对RBS银行机构活动数据的统计分析,得出哪些数据可能会引起潜在投资者的兴趣。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Information and Investment Platforms as a Driver of Regional Banking Systems Development
Entrepreneurship, understood as an ongoing process of creating opportunities to meet human needs and the resources required for it, is in dire need of information aggregators. There are two reasons for this need. First, the dynamic nature of market relations. Only in the course of market actions of economic agents in the long term can the lack of coordination between them be revealed, leading to a decrease in the efficiency of the entire economic system. The information openness of society is not only a source of entrepreneurial profit, but also a driver of economic growth. Secondly, the need for information is justified by the competitive nature of market relations. Since business profits are possible if there is a certain degree of inefficiency in the economy, some economic agents are interested in preserving it and maintaining the status quo. The competition, generated by the availability of information on the possibility of profit. Thus, one of the main activities of the state in the field of investment incentives should be the creation of information platforms that contribute to obtaining the information necessary for doing business. The study analyzed two approaches to investment, industry and regional, and concluded that it was necessary to integrate them when considering information and investment platforms (cluster approach). At the same time, the emphasis is placed on the importance of the regional banking system (RBS) for the investment process in the regions. Despite the efforts of the regional authorities to attract investment in public-private partnership projects, there is still the insufficient attention is paid to the provision of information in which investors are really interested. This paper, based on a statistical analysis of the data on the activities of RBS banking institutions, draws conclusions on what data may interest potential investors in it.
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