Analysis of Regional Transformations in the Russian Banking System

Q4 Social Sciences

Perspectives on Federalism Pub Date : 2023-03-27 DOI:10.21686/2073-1051-2023-1-138-152

D. Domaschenko

引用次数: 0

Abstract

Recent trends in changes in the institutional characteristics of the banking system of the Russian Federation at the regional level indicate a decrease in the total number of structural units. At the same time, the expansion of large federal players into the regions of the country continues through the optimization of the network of branches and additional offices. These processes do not affect the activity of the banking business in the field of lending to the population and other banking services. The trends of increasing credit indebtedness of individuals against the background of a decline in real wages in regions of Russian Federation pose a danger of deterioration in the quality of life. Simultaneously with the reduction in the number of regional offices by banks with foreign participation, there is an increase in the number of branches of banks of the largest Russian financial market brokers due to the rapid growth in the activity of private investors in the Russian stock market.

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俄罗斯银行体系的区域转型分析

俄罗斯联邦银行系统在区域一级的体制特征变化的最近趋势表明，结构单位的总数有所减少。与此同时，通过优化分支机构和其他办事处的网络，大型联邦机构继续向全国各地区扩张。这些过程不影响银行业务在向人口提供贷款和其他银行服务领域的活动。在俄罗斯联邦各地区实际工资下降的背景下，个人信贷债务增加的趋势造成了生活质量恶化的危险。在外国参与的银行区域办事处数量减少的同时，由于俄罗斯股票市场私人投资者活动的迅速增长，俄罗斯最大的金融市场经纪商的银行分支机构数量有所增加。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Perspectives on Federalism

CiteScore

0.10

自引率

0.00%

发文量

审稿时长

5 weeks

期刊介绍： Perspectives on Federalism is an Open Access peer-reviewed journal, promoted by the Centre for Studies on Federalism. This initiative follows the Bibliographical Bulletin on Federalism’s success, with an average of 15000 individual visits a month. Perspectives on Federalism aims at becoming a leading journal on the subject, and an open forum for interdisciplinary debate about federalism at all levels of government: sub-national, national, and supra-national at both regional and global levels. Perspectives on Federalism is divided into three sections. Along with essays and review articles, which are common to all academic journal, it will also publish very short notes to provide information and updated comments about political, economic and legal issues in federal states, regional organizations, and international organizations at global level, whenever they are relevant to scholars of federalism. We hope scholars from around the world will contribute to this initiative, and we have provided a simple and immediate way to submit an essay, a review article or a note. Perspectives on Federalism will publish original contributions from different disciplinary viewpoints as the subject of federalism requires. Papers submitted will undergo a process of double blind review before eventually being accepted for publication.