Measuring Digital Financial Inclusion in Emerging Market and Developing Economies: A New Index

IF 4.5 3区经济学 Q1 ECONOMICS

Asian Economic Policy Review Pub Date : 2022-01-20 DOI:10.1111/aepr.12377

Purva Khera, Stephanie Ng, Sumiko Ogawa, Ratna Sahay

引用次数: 32

Abstract

Adoption of technology in the financial services industry has been accelerating in recent years. To assess its contribution to financial inclusion, we develop a novel digital financial inclusion index covering 52 emerging market and developing economies. We find that (i) the adoption of digital financial services has been a key driver of financial inclusion; and (ii) there is wide variation across countries and regions, with the greatest progress recorded in Africa and Asia. Given the accelerated adoption of digital payments during the COVID-19 pandemic, policies are needed to close the digital divide to ensure continued progress in financial inclusion and safeguard trust in financial services.

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衡量新兴市场和发展中经济体的数字金融包容性:一个新指数

近年来，金融服务行业对技术的采用一直在加速。为了评估其对普惠金融的贡献，我们开发了一个涵盖52个新兴市场和发展中经济体的新型数字普惠金融指数。我们发现(1)数字金融服务的采用是普惠金融的关键驱动力;(二)各国和各区域差异很大，非洲和亚洲取得的进展最大。鉴于2019冠状病毒病大流行期间数字支付的加速采用，需要制定政策来缩小数字鸿沟，以确保在普惠金融方面取得持续进展，并维护对金融服务的信任。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Asian Economic Policy Review ECONOMICS-

CiteScore

12.90

自引率

2.60%

发文量

期刊介绍： The goal of the Asian Economic Policy Review is to become an intellectual voice on the current issues of international economics and economic policy, based on comprehensive and in-depth analyses, with a primary focus on Asia. Emphasis is placed on identifying key issues at the time - spanning international trade, international finance, the environment, energy, the integration of regional economies and other issues - in order to furnish ideas and proposals to contribute positively to the policy debate in the region.