Key Factors Affecting Efficiency of Private and Public Sector Bank: Analytical Study

IF 2.5 3区社会学 Q2 DEVELOPMENT STUDIES

European Journal of Development Research Pub Date : 2023-06-01 DOI:10.1177/22297561231155226

M. Jagtap

引用次数: 0

Abstract

The foundation of every nation’s economic structure is made up of financial institutions. It consists financial institutions such as banks, credit societies, asset management companies, insurance firms and mortgage lenders. They assist the economy expand by giving their clients financial support and services. One of the key factors in the growth of the national economy is seen as being banks. The current study examines the financial results of the nation’s public and private sector banks in order to comprehend how well the bank makes financial decisions. Moreover, to identify the various factors that affect the bank’s financial stability. The research instrument used is capital adequacy, asset quality, management capability, earnings capacity and liquidity model and t-test. It can be concluded that public sector banks need to focus on strategic decisions for sustaining in the competition with private sector banks. They require to be more professional as like private players in the banking business.

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影响公私部门银行效率的关键因素:分析研究

每个国家经济结构的基础都是由金融机构构成的。它由银行、信用协会、资产管理公司、保险公司和抵押贷款机构等金融机构组成。他们通过向客户提供金融支持和服务来帮助经济扩张。国民经济增长的关键因素之一被认为是银行。目前的研究考察了国家公共和私营部门银行的财务结果，以了解银行做出财务决策的能力。此外，识别影响银行财务稳定性的各种因素。使用的研究工具是资本充足率、资产质量、管理能力、盈余能力和流动性模型和t检验。可以得出结论，公共部门银行需要关注战略决策，以维持与私营部门银行的竞争。他们需要更专业，就像银行业的私人参与者一样。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

European Journal of Development Research DEVELOPMENT STUDIES-

CiteScore

5.70

自引率

4.00%

发文量

期刊介绍： The European Journal of Development Research (EJDR) redefines and modernises what international development is, recognising the many schools of thought on what human development constitutes. It encourages debate between competing approaches to understanding global development and international social development. The journal is multidisciplinary and welcomes papers that are rooted in any mixture of fields including (but not limited to): development studies, international studies, social policy, sociology, politics, economics, anthropology, education, sustainability, business and management. EJDR explicitly links with development studies, being hosted by European Association of Development Institutes (EADI) and its various initiatives. As a double-blind peer-reviewed academic journal, we particularly welcome submissions that improve our conceptual understanding of international development processes, or submissions that propose policy and developmental tools by analysing empirical evidence, whether qualitative, quantitative, mixed methods or anecdotal (data use in the journal ranges broadly from narratives and transcripts, through ethnographic and mixed data, to quantitative and survey data). The research methods used in the journal''s articles make explicit the importance of empirical data and the critical interpretation of findings. Authors can use a mixture of theory and data analysis to expand the possibilities for global development. Submissions must be well-grounded in theory and must also indicate how their findings are relevant to development practitioners in the field and/or policy makers. The journal encourages papers which embody the highest quality standards, and which use an innovative approach. We urge authors who contemplate submitting their work to the EJDR to respond to research already published in this journal, as well as complementary journals and books. We take special efforts to include global voices, and notably voices from the global South. Queries about potential submissions to EJDR can be directed to the Editors. EJDR understands development to be an ongoing process that affects all communities, societies, states and regions: We therefore do not have a geographical bias, but wherever possible prospective authors should seek to highlight how their study has relevance to researchers and practitioners studying development in different environments. Although many of the papers we publish examine the challenges for developing countries, we recognize that there are important lessons to be derived from the experiences of regions in the developed world. The EJDR is print-published 6 times a year, in a mix of regular and special theme issues; accepted papers are published on an ongoing basis online. We accept submissions in English and French.