Identity mediation strategies for digital inclusion in entrepreneurial finance

IF 20.1 1区管理学 Q1 INFORMATION SCIENCE & LIBRARY SCIENCE

International Journal of Information Management Pub Date : 2023-10-01 DOI:10.1016/j.ijinfomgt.2023.102658

Endrit Kromidha

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引用次数: 1

Abstract

Digital platforms and innovations have greatly improved the mechanisms whereby the resources needed to start a business can be obtained; yet many at the base of the pyramid still have limited access to them because they remain disconnected. While digital platforms can help to connect the possessors of resources with the entrepreneurs who need them, the mediating processes that those who are not directly represented in such digital spaces need to undergo deserve further attention. This study builds on social identity theory and the identity-based view by considering identity as a relational and resource construct and discussing three identity mediation processes and strategies: connection-, familiarity-, and credibility-building. The evidence for this study was sourced from Rang De, India’s first digital micro credit platform. Understanding the identity mediation whereby disconnected borrowers seeking finance can access resources provides important insights to the emerging field of digital social innovation for business and development.

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创业金融中数字包容的身份中介策略

数字平台和创新极大地完善了创业资源获取机制;然而，许多处于金字塔底层的人仍然无法接触到他们，因为他们仍然与外界隔绝。虽然数字平台可以帮助资源所有者与需要资源的企业家建立联系，但在这些数字空间中没有直接代表的人需要经历的中介过程值得进一步关注。本研究以社会认同理论和认同基础观点为基础，将认同视为一种关系和资源建构，并讨论了三种认同中介过程和策略:联系、熟悉和可信度建立。这项研究的证据来自印度第一个数字小额信贷平台Rang De。通过身份中介，寻求融资的断开连接的借款人可以获得资源，了解这一中介可以为商业和发展的数字社会创新这一新兴领域提供重要见解。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

International Journal of Information Management INFORMATION SCIENCE & LIBRARY SCIENCE-

CiteScore

53.10

自引率

6.20%

发文量

111

审稿时长

24 days

期刊介绍： The International Journal of Information Management (IJIM) is a distinguished, international, and peer-reviewed journal dedicated to providing its readers with top-notch analysis and discussions within the evolving field of information management. Key features of the journal include: Comprehensive Coverage: IJIM keeps readers informed with major papers, reports, and reviews. Topical Relevance: The journal remains current and relevant through Viewpoint articles and regular features like Research Notes, Case Studies, and a Reviews section, ensuring readers are updated on contemporary issues. Focus on Quality: IJIM prioritizes high-quality papers that address contemporary issues in information management.