MANAGING EDUCATIONAL DETERMINANTS OF FINANCIAL INCLUSION AS A KEY FACTOR OF SUSTAINABLE DEVELOPMENT: LOGIT-PROBIT MODELING

IF 16.4 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY

Accounts of Chemical Research Pub Date : 2022-12-01 DOI:10.17512/pjms.2022.26.2.16

A. Kuzior, I. Didenko, A. Vorontsova, S. Lyeonov, Paulina Brożek

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引用次数: 3

Abstract

This article is devoted to the question of identifying the relationship between the dimensions of formal education in the country and the level of its financial inclusion. To achieve it, logit-probit modeling was used between the integral indicator of financial inclusion, based on principal-component factors calculation, and various dimensions of education. Ninety-three countries with different levels of socio-economic development were chosen as the object of the study. As a result, the positive statistically significant influence of such determinants as financial literacy, duration of compulsory education, government expenditure on education, pupil-teacher ratio, school enrollment at the secondary level was confirmed. School enrollment at the primary level had a negative influence on financial inclusion. This vector of research will allow to form the main directions of management of educational determinants of financial inclusion, which are important vectors of reforming the education system and ensuring financial inclusion at the national level.

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管理普惠金融作为可持续发展关键因素的教育决定因素:logit-probit模型

本文致力于确定该国正规教育的规模与其金融包容性水平之间的关系。为了实现这一目标，在基于主成分因子计算的金融包容性的整体指标和教育的各个维度之间使用了logit-probit模型。93个社会经济发展水平不同的国家被选为研究对象。因此，金融知识、义务教育持续时间、政府教育支出、师生比例、中学入学率等决定因素的积极统计显著影响得到了证实。小学入学率对金融包容性产生了负面影响。这一研究方向将有助于形成金融包容性教育决定因素管理的主要方向，这些决定因素是改革教育系统和确保国家一级金融包容性的重要方向。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.