Una Aproximación regional al alfabetismo financiero en México

Abstract

The purpose of this paper is to measure financial literacy in Mexico and to analyze its determinants with a regional approach. Ordered logit models were constructed from data for the year 2018 from the National Survey on Financial Inclusion. This work emphasizes the regional differences in financial attitude, financial behavior, and financial knowledge in Mexico, thus its relevance and originality. The results confirm that education is essential for financial literacy, but other factors have different effects in each region. These findings can be useful in designing financial inclusion policies that might contribute to social and economic development.