Keiji Jindo, Jens A. Andersson, Foluke Quist-Wessel, Jackonia Onyango, Johannes W. A. Langeveld
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引用次数: 0
Abstract
The advent of microcredit programmes in sub-Saharan Africa provides opportunities for rural households to acquire agricultural inputs and consumer goods. This study analysed gender differences in investment behaviour and repayment performance using a unique dataset—the complete client database (21,386 clients) of a microcredit programme operating in Western Kenya. Products purchased via the microcredit programme include seeds, fertilisers, post-harvesting technologies (drying sheets, storage bags, and pesticides), chicken feed packages, and different solar panel products. A machine learning-based basket analysis identified combinations of products purchased by male and female clients. Our results showed that female farmers usually made smaller investments, had higher repayment rates, and purchased more post-harvesting technologies than male farmers. In addition, female farmers used their loans to purchase less expensive products, whereas male farmers usually purchased more fertiliser and expensive solar panel products. The basket analysis revealed that female farmers purchased multiple products simultaneously more often than male farmers did. Finally, households without mobile phones had low repayment capabilities. Collectively, our findings show that microcredit programmes serving smallholder farmers can capitalise on their business data to learn about their clients’ gendered investment preferences and repayment behaviour.
期刊介绍：
Food Security is a wide audience, interdisciplinary, international journal dedicated to the procurement, access (economic and physical), and quality of food, in all its dimensions. Scales range from the individual to communities, and to the world food system. We strive to publish high-quality scientific articles, where quality includes, but is not limited to, the quality and clarity of text, and the validity of methods and approaches.
Food Security is the initiative of a distinguished international group of scientists from different disciplines who hold a deep concern for the challenge of global food security, together with a vision of the power of shared knowledge as a means of meeting that challenge. To address the challenge of global food security, the journal seeks to address the constraints - physical, biological and socio-economic - which not only limit food production but also the ability of people to access a healthy diet.
From this perspective, the journal covers the following areas:
Global food needs: the mismatch between population and the ability to provide adequate nutrition
Global food potential and global food production
Natural constraints to satisfying global food needs:
§ Climate, climate variability, and climate change
§ Desertification and flooding
§ Natural disasters
§ Soils, soil quality and threats to soils, edaphic and other abiotic constraints to production
§ Biotic constraints to production, pathogens, pests, and weeds in their effects on sustainable production
The sociological contexts of food production, access, quality, and consumption.
Nutrition, food quality and food safety.
Socio-political factors that impinge on the ability to satisfy global food needs:
§ Land, agricultural and food policy
§ International relations and trade
§ Access to food
§ Financial policy
§ Wars and ethnic unrest
Research policies and priorities to ensure food security in its various dimensions.
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