Financial Inclusion with Hybrid Organizational Forms: Microfinance, Philanthropy, and the Poor Law in Ireland, c. 1836–1845

IF 0.7 2区 历史学 Q4 BUSINESS
Eoin Mclaughlin, Rowena A. Pecchenino
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引用次数: 3

Abstract

Abstract:The turbulent 1830s saw a sequence of great political and social reforms in the United Kingdom. One such reform was the introduction of a locally funded Poor Law in Ireland. The development of a nascent welfare system in 1838 coincided with a boom in the formation of microfinance institutions in Ireland. The focus of this study is the expansion of a hybrid organizational form, Loan Fund Societies (LFSs), in the ten years prior to the Great Irish Famine of 1845–1849. LFSs were legally established with a conflictual structure: acting as commercially viable charitable institutions required to provide credit to the deserving poor (to enable them to be self-sufficient) while dedicating their "profits" to supporting the indigent poor. This study uses an analytical framework drawing inspiration from institutional logics to explore and better understand Irish microfinance in the early nineteenth century, a period of profound socioeconomic and socio-religious changes. It seeks to explain the factors that motivated the establishment and de-establishment of microfinance institutions amid this tumult. Legislative changes in LFS business parameters in 1843 made the tensions between being charitable and commercially sustainable salient; and, for some, it made continued existence untenable.
混合组织形式的金融包容性:爱尔兰的小额信贷、慈善事业和穷人法,约1836-1845年
摘要:动荡的19世纪30年代,英国进行了一系列伟大的政治和社会改革。其中一项改革是在爱尔兰引入了一项由当地资助的贫困法。1838年,一个新生的福利体系的发展与爱尔兰小额金融机构的兴起不谋而合。本研究的重点是在1845年至1849年爱尔兰大饥荒之前的十年里,贷款基金会(LFSs)这一混合组织形式的扩展。LFS是在法律上建立的,其结构是矛盾的:作为商业上可行的慈善机构,向应得的穷人提供信贷(使他们能够自给自足),同时将其“利润”用于支持贫困穷人。本研究采用了一个从制度逻辑中汲取灵感的分析框架,来探索和更好地理解19世纪初的爱尔兰小额信贷,这是一个深刻的社会经济和社会宗教变革时期。它试图解释在这场动荡中促使小额信贷机构建立和撤销的因素。1843年LFS商业参数的立法变化使慈善和商业可持续之间的紧张关系凸显;而且,对一些人来说,它使其无法继续存在。
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来源期刊
CiteScore
1.20
自引率
30.00%
发文量
37
期刊介绍: Enterprise & Society offers a forum for research on the historical relations between businesses and their larger political, cultural, institutional, social, and economic contexts. The journal aims to be truly international in scope. Studies focused on individual firms and industries and grounded in a broad historical framework are welcome, as are innovative applications of economic or management theories to business and its context.
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