Microcrédito y pobreza. La experiencia del programa Microempresas Sociales de Banmujer en Chiapas

Abstract

This article analyzes the experiences of beneficiaries of Banmujer’s Social Microenterprises program which has been in operation in Chiapas since 2001, based on the conceptual trilogy of the poor (subject), poverty (context), and impoverishment (process) as proposed by Vega-Estrada. Our results show that the role of microcredit in poverty eradication must not be overestimated and that while they can contribute to reverse the process of impoverishment of poor people, do not affect the structural problem of poverty. With this we hope to contribute to the discussion about whether women microcredit is an effective tool to combat poverty.