Determinants of uptake and strategies to improve agricultural insurance in Africa: a review

IF 2.2 4区经济学 Q2 ECONOMICS

Environment and Development Economics Pub Date : 2021-04-12 DOI:10.1017/S1355770X21000085

Emmanuel Nshakira-Rukundo, J. W. Kamau, H. Baumüller

引用次数: 11

Abstract

Abstract Weather shocks affect smallholder farmers and pastoralists in Sub-Saharan Africa unequally. Agricultural insurance has emerged as a safety net option to protect farmers’ welfare. However, in comparison to other regions, fewer African farmers and pastoralists have adopted agricultural insurance. This review synthesises broad recent literature on why insurance take-up has remained low and highlights six key themes, including: (1) product quality, (2) product design, (3) affordability, (4) information and education, (5) behavioural and sociocultural factors, and (6) the role of government in enabling markets. We shed light on how insurance uptake can be encouraged.

查看原文本刊更多论文

非洲农业保险吸收的决定因素和改善农业保险的战略:综述

天气冲击对撒哈拉以南非洲地区的小农和牧民的影响是不平等的。农业保险已成为保护农民福利的一种安全网选择。然而，与其他地区相比，非洲农民和牧民采用农业保险的人数较少。这篇综述综合了最近关于为什么保险覆盖率仍然很低的广泛文献，并强调了六个关键主题，包括:(1)产品质量，(2)产品设计，(3)负担能力，(4)信息和教育，(5)行为和社会文化因素，以及(6)政府在促进市场中的作用。我们阐明了如何鼓励保险吸收。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

Environment and Development Economics Multiple-

CiteScore

5.00

自引率

4.80%

发文量

期刊介绍： Environment and Development Economics is positioned at the intersection of environmental, resource and development economics. The Editor and Associate Editors, supported by a distinguished panel of advisors from around the world, aim to encourage submissions from researchers in the field in both developed and developing countries. The Journal is divided into two main sections, Theory and Applications, which includes regular academic papers and Policy Options, which includes papers that may be of interest to the wider policy community. Environment and Development Economics also publishes occasional Policy Fora (discussions based on a focal paper). From time to time the journal publishes special issues based on a particular theme.