The Effects of Tax-Time Interventions on Savings Rate and Amount: A Systematic Review and Meta-Analysis

IF 1.7 4区社会学 Q1 SOCIAL WORK

Research on Social Work Practice Pub Date : 2023-05-25 DOI:10.1177/10497315231173380

J. Birkenmaier, Youngmi Kim, Brandy R Maynard, T. Pigott

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引用次数: 1

Abstract

Purpose: This systematic review examined the effects of tax-time saving interventions that promote saving with tax refunds from relevant experimental or quasi-experimental studies of interventions aimed toward low- and moderate-income adults delivered when filing U.S. income taxes. Method: A systematic review process was used to search for published and unpublished studies from sources through September 2021. Two reviewers screened studies, extracted data and assessed risk of bias, and effects on savings rate and amount were synthesized using robust variance estimation. Results: This review included 14 unique studies. Five studies reporting 13 effect sizes for savings amount found a small, statistically significant effect ( d = 0.06, 95% CI [0.05, 0.08]). Nine studies reporting 35 effect sizes found no statistically significant effect for savings rate (LOR = 4.11, 95% CI [0.42, 40.44]). Discussion: Results suggest some evidence that tax-time savings can be a relatively simple method for increasing the amount low- to moderate-income adults save.

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税收时间干预对储蓄率和储蓄金额的影响：系统综述和荟萃分析

目的：这项系统综述从相关实验或准实验研究中检验了税收时间节约干预措施的效果，这些干预措施旨在通过退税促进储蓄，这些研究针对的是在申报美国所得税时针对中低收入成年人进行的干预。方法：使用系统综述过程从截至2021年9月的来源中搜索已发表和未发表的研究。两名评审员筛选了研究，提取了数据，评估了偏倚风险，并使用稳健方差估计综合了对储蓄率和金额的影响。结果：本综述包括14项独特的研究。五项研究报告了储蓄金额的13个效应大小，发现了一个小的、具有统计学意义的效应（d = 0.06，95%置信区间[0.05.0.08]）。9项报告了35个效应大小的研究发现，对储蓄率（LOR）没有统计学显著影响 = 4.11，95%置信区间[0.42，40.44]）。讨论：研究结果表明，税收时间储蓄是增加中低收入成年人储蓄金额的一种相对简单的方法。

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来源期刊

Research on Social Work Practice SOCIAL WORK-

CiteScore

3.50

自引率

11.10%

发文量

105

期刊介绍： Research on Social Work Practice, sponsored by the Society for Social Work and Research, is a disciplinary journal devoted to the publication of empirical research concerning the methods and outcomes of social work practice. Social work practice is broadly interpreted to refer to the application of intentionally designed social work intervention programs to problems of societal and/or interpersonal importance, including behavior analysis or psychotherapy involving individuals; case management; practice involving couples, families, and small groups; community practice education; and the development, implementation, and evaluation of social policies.