Digitally facilitated economic abuse in the age of digital financial services – new risks for economic abuse in intimate partner violence

Abstract

The aim is to show how digital financial services are used to perpetrate digitally facilitated economic abuse. The article is based on interviews with women in Sweden who are survivors of intimate partner violence and economic abuse. The use of digital financial services is rapidly expanding and in Sweden they are used by the majority of the population. They are available on smart devices such as smartphones, tablets and laptops and have become a part of everyday life. Research on technology facilitated abuse and research on economic abuse have not addressed the risks for economic abuse via digital financial services. To bridge this gap, we suggest a merging of these fields to focus on what we call digitally facilitated economic abuse. Findings show that digital financial services constitute risks for economic abuse and facilitate abusive behaviours. Smart devices serve as digital bank books, wallets and identity cards, all rolled into one neat little package, opening up for new methods for economic abuse. Abusers use digital financial services to limit and restrict the woman’s access to money, to monitor and control her use of money by breaching her financial privacy, to economically exploit her and to put her in debt.