The Potential of Private Health Insurance Ownership Based on the 2018-2020 National Socioeconomic Survey Data

IF 0.4 Q4 PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH
Arief Rosyid Hasan, A. Bachtiar, C. Candi
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引用次数: 1

Abstract

In 2014, the Indonesian Government introduced a social security program in the health sector. However, Indonesia’s out-of-pocket expenses remain high due to a lack of public interest in National Health Insurance services. Financing expensive health services with high out-of-pocket expenses has the potential to cause poverty. Private health insurance is considered a solution to this problem. This study aimed to determine the socioeconomic factors of private health insurance ownership and its potential in Indonesia. This study used secondary data from the 2018, 2019, and 2020 National Socioeconomic Surveys. Logistic regression analysis showed that the variables related to private health insurance ownership were age, sex, education, economic status, employment status, marital status, household status, and location of residence. The most dominant variable in 2018 was per capita expenditure (economic status), while education was the most dominant variable in 2019 and 2020. The result of this study can be used to formulate a strategy for increasing participation in private health insurance. The socioeconomic health sector should use this information to target specific markets for private health insurance.
基于2018-2020年全国社会经济调查数据的私人健康保险所有权潜力
2014年,印度尼西亚政府在卫生部门推出了一项社会保障方案。然而,由于公众对国民健康保险服务缺乏兴趣,印度尼西亚的自付费用仍然很高。用高昂的自付费用资助昂贵的医疗服务有可能导致贫困。私人健康保险被认为是解决这个问题的一个办法。本研究旨在确定印度尼西亚私人健康保险所有权的社会经济因素及其潜力。这项研究使用了2018年、2019年和2020年全国社会经济调查的二次数据。Logistic回归分析表明,与私人医疗保险所有权相关的变量为年龄、性别、教育程度、经济状况、就业状况、婚姻状况、家庭状况和居住地。2018年最主要的变量是人均支出(经济状况),而2019年和2020年教育是最主要的变数。这项研究的结果可用于制定增加私人医疗保险参与度的战略。社会经济卫生部门应利用这些信息瞄准私人医疗保险的特定市场。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
Kesmas-National Public Health Journal
Kesmas-National Public Health Journal PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH-
CiteScore
1.70
自引率
0.00%
发文量
39
审稿时长
10 weeks
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