The effect of household debt on safety-net participation

IF 1 4区经济学 Q2 ECONOMICS

Contemporary Economic Policy Pub Date : 2026-07-03 Epub Date: 2026-01-18 DOI:10.1111/coep.70023

Timothy Bianco, Nicholas Moellman

引用次数: 0

Abstract

We examine how participation in the Food Stamp Program (FSP)/Supplemental Nutrition Assistance Program (SNAP) and Temporary Assistance to Needy Families (TANF) program responds to changes in state level household debt using administrative, quarterly data from 1999 to 2019. Using dynamic panel models, we find no consistently significant relationship. We argue this fails to capture the systemic structure of the safety-net and household finances. Using a panel vector autoregression to systemically model this relationship shows TANF is generally unresponsive to a one standard deviation shock to debt innovations, while FSP/SNAP participation responds significantly, substantially, and persistently, rising 10.99% cumulatively over 10 quarters.

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家庭债务对社会保障参与的影响

我们使用1999年至2019年的行政季度数据，研究了食品券计划(FSP)/补充营养援助计划（SNAP）和贫困家庭临时援助计划（TANF）的参与情况如何响应州一级家庭债务的变化。使用动态面板模型，我们发现没有一致的显著关系。我们认为，这未能捕捉到社会安全网和家庭财务的系统结构。使用面板向量自回归对这一关系进行系统建模表明，TANF通常对债务创新的一个标准差冲击没有反应，而FSP/SNAP参与反应显著、实质性和持续，在10个季度内累计上升10.99%。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Contemporary Economic Policy Multiple-

CiteScore

3.10

自引率

6.70%

发文量

期刊介绍： Contemporary Economic Policy publishes scholarly economic research and analysis on issues of vital concern to business, government, and other decision makers. Leading western scholars, including three Nobel laureates, are among CEP"s authors. The objectives are to communicate results of high quality economic analysis to policymakers, focus high quality research and analysis on current policy issues of widespread concern, increase knowledge among economists of features of the economy key to understanding the impact of policy, and to advance methods of policy analysis.