{"title":"Creating Evidence-Based Ratings and Life Expectancies Medical Impairments.","authors":"John R Iacovino","doi":"10.17849/insm-53-2-1-4.1","DOIUrl":null,"url":null,"abstract":"<p><p>Accurate and profitable risk selection requires evidence-based survival information. Medical Impairment Manual (MIM) ratings and life expectancies can be determined from illustrated survival and/or mortality curves in the medical literature. This article illustrates how to utilize these curves to calculate MIM ratings and life expectancy estimations.</p>","PeriodicalId":39345,"journal":{"name":"Journal of insurance medicine (New York, N.Y.)","volume":"53 2","pages":"124-127"},"PeriodicalIF":0.0000,"publicationDate":"2026-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of insurance medicine (New York, N.Y.)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.17849/insm-53-2-1-4.1","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"Medicine","Score":null,"Total":0}
引用次数: 0
Abstract
Accurate and profitable risk selection requires evidence-based survival information. Medical Impairment Manual (MIM) ratings and life expectancies can be determined from illustrated survival and/or mortality curves in the medical literature. This article illustrates how to utilize these curves to calculate MIM ratings and life expectancy estimations.
期刊介绍:
The Journal of Insurance Medicine is a peer reviewed scientific journal sponsored by the American Academy of Insurance Medicine, and is published quarterly. Subscriptions to the Journal of Insurance Medicine are included in your AAIM membership.