The inclusive finance mechanism and gradient effect of digital rural areas driving rural revitalization

IF 10.2 1区经济学 Q1 BUSINESS, FINANCE

International Review of Financial Analysis Pub Date : 2026-02-01 Epub Date: 2025-12-05 DOI:10.1016/j.irfa.2025.104858

Shubo Liu , Shiyou Zhu

{"title":"The inclusive finance mechanism and gradient effect of digital rural areas driving rural revitalization","authors":"Shubo Liu , Shiyou Zhu","doi":"10.1016/j.irfa.2025.104858","DOIUrl":null,"url":null,"abstract":"<div><div>This paper employs panel data from China's prefecture – level cities spanning 2011–2023. It first constructs an evaluation index system for digital rural construction. Subsequently, a systematic analysis is conducted to explore its net effect on rural revitalization and the underlying mechanisms. Special attention is paid to the heterogeneity of policy effects stemming from differences in economic development levels. The study aims to lay a theoretical groundwork for precise policy - making in the field of digital empowerment for rural revitalization. The findings reveal that digital rural construction significantly promotes rural revitalization. Moreover, inclusive finance plays a crucial partial mediating role in the process of digital rural construction influencing rural revitalization. Additionally, due to variations in economic development levels, the promoting effect of digital rural construction on rural revitalization shows distinct gradient features and regional disparities.</div></div>","PeriodicalId":48226,"journal":{"name":"International Review of Financial Analysis","volume":"110 ","pages":"Article 104858"},"PeriodicalIF":10.2000,"publicationDate":"2026-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Review of Financial Analysis","FirstCategoryId":"96","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S1057521925009457","RegionNum":1,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"2025/12/5 0:00:00","PubModel":"Epub","JCR":"Q1","JCRName":"BUSINESS, FINANCE","Score":null,"Total":0}

引用次数: 0

Abstract

This paper employs panel data from China's prefecture – level cities spanning 2011–2023. It first constructs an evaluation index system for digital rural construction. Subsequently, a systematic analysis is conducted to explore its net effect on rural revitalization and the underlying mechanisms. Special attention is paid to the heterogeneity of policy effects stemming from differences in economic development levels. The study aims to lay a theoretical groundwork for precise policy - making in the field of digital empowerment for rural revitalization. The findings reveal that digital rural construction significantly promotes rural revitalization. Moreover, inclusive finance plays a crucial partial mediating role in the process of digital rural construction influencing rural revitalization. Additionally, due to variations in economic development levels, the promoting effect of digital rural construction on rural revitalization shows distinct gradient features and regional disparities.

查看原文本刊更多论文

普惠金融机制与数字农村对乡村振兴的梯度效应

本文采用2011-2023年中国地级城市的面板数据。首先构建了数字农村建设的评价指标体系。随后，对其对乡村振兴的净效应及其机制进行了系统分析。特别注意由于经济发展水平不同而产生的政策效果的异质性。本研究旨在为乡村振兴数字化赋权领域的精准政策制定奠定理论基础。研究发现，数字乡村建设对乡村振兴具有显著的促进作用。普惠金融在数字乡村建设影响乡村振兴的过程中起着至关重要的局部中介作用。此外，由于经济发展水平的差异，数字乡村建设对乡村振兴的促进作用呈现出明显的梯度特征和区域差异。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

International Review of Financial Analysis BUSINESS, FINANCE-

CiteScore

10.30

自引率

9.80%

发文量

366

期刊介绍： The International Review of Financial Analysis (IRFA) is an impartial refereed journal designed to serve as a platform for high-quality financial research. It welcomes a diverse range of financial research topics and maintains an unbiased selection process. While not limited to U.S.-centric subjects, IRFA, as its title suggests, is open to valuable research contributions from around the world.