Financial Literacy and Gambling Behaviour: A Systematic Review.

IF 2.2 3区 心理学 Q2 PSYCHOLOGY, MULTIDISCIPLINARY
Fiona O'Connor, Nicola Ivory
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Abstract

Low financial literacy may contribute to poor financial decision-making and has been investigated as a potential risk factor for problematic gambling. This systematic review examined the association between financial literacy and gambling. PsycInfo, Academic Search Complete, CINAHL, Psychology and Behavioural Sciences Collection, SocIndex, Web of Science Core Collection, Scopus, and Proquest Psychology databases were searched for peer-reviewed empirical studies published in English, reporting on the association between financial literacy and gambling frequency and/or problems. 115 studies were retrieved with nine meeting the inclusion criteria. Most studies measured objective financial knowledge (e.g., Big 3 or Big 5), however a few measured subjective confidence in financial matters or both. Sample sizes ranged from a few hundred to tens of thousands. Most studies assessed frequency of gambling as their gambling outcome. Only one study employed a comprehensive measure of problematic gambling behaviour. Financial literacy was generally negatively associated with gambling, although one study reported a positive association. Findings of this review suggest increased financial literacy may be associated with reduced gambling frequency, highlighting potential for financial literacy education interventions to reduce gambling-related harms. However, this conclusion derives from only a handful of cross-sectional studies that are at times limited by incomplete or imprecise reporting, the use of brief financial literacy measures, and a lack of focus on gambling problems in addition to gambling frequency. Further research overcoming these limitations is needed to strengthen confidence in these conclusions.

金融知识和赌博行为:系统回顾。
低金融知识水平可能会导致糟糕的财务决策,并已被调查为问题赌博的潜在风险因素。这篇系统的综述研究了金融知识和赌博之间的关系。我们检索了PsycInfo、Academic Search Complete、CINAHL、心理学和行为科学合集、SocIndex、Web of Science核心合集、Scopus和Proquest Psychology数据库,检索了发表在英文的同行评审的实证研究,这些研究报告了金融素养与赌博频率和/或问题之间的关系。纳入115项研究,其中9项符合纳入标准。大多数研究衡量的是客观的金融知识(例如,三大或五大),然而,少数研究衡量的是对金融事务的主观信心,或者两者兼而有之。样本量从几百到几万不等。大多数研究评估赌博频率作为赌博结果。只有一项研究对有问题的赌博行为进行了全面测量。金融知识通常与赌博呈负相关,尽管一项研究报告了正相关。本综述的研究结果表明,提高金融素养可能与减少赌博频率有关,强调了金融素养教育干预措施减少赌博相关危害的潜力。然而,这一结论仅来自少数横断面研究,这些研究有时受到不完整或不精确报告的限制,使用简短的金融素养措施,以及除了赌博频率之外缺乏对赌博问题的关注。需要进一步的研究来克服这些局限性,以加强对这些结论的信心。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
CiteScore
5.00
自引率
16.70%
发文量
72
期刊介绍: Journal of Gambling Studies is an interdisciplinary forum for the dissemination on the many aspects of gambling behavior, both controlled and pathological, as well as variety of problems attendant to, or resultant from, gambling behavior including alcoholism, suicide, crime, and a number of other mental health problems. Articles published in this journal are representative of a cross-section of disciplines including psychiatry, psychology, sociology, political science, criminology, and social work.
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