Research trends in mobile payment adoption: Research trends and agenda.

Q2 Pharmacology, Toxicology and Pharmaceutics

F1000Research Pub Date : 2025-08-20 eCollection Date: 2025-01-01 DOI:10.12688/f1000research.159551.2

Alejandro Valencia-Arias, Jesus Alberto Jimenez Garcia, Gustavo Moreno-López, Aaron José Alberto Oré León, Lucia Palacios-Moya, Jackeline Valencia, Martha Benjumea-Arias

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引用次数: 0

Abstract

This study explores the adoption of mobile payments as a research field to understand the technological, socioeconomic, and cultural factors that influence the understanding of the users' experience and satisfaction and attract more users. It is vital to examine the research trends in the adoption of mobile payments from a systematic literature review using PRISMA 2020 to select 63 documents from Scopus and WOS. Among the results, the most used models for this analysis are extended TAM and extended UTAUT. The most representative variables in the studies are social influence, security perception, risk perception, trust and perceived usefulness. It is concluded that the future research agenda should focus on topics such as biometric authentication, payment flexibility and contactless payments. In addition, from the business perspective, there is a focus on designing innovative interfaces that are more intuitive for users.

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移动支付采用研究趋势：研究趋势和议程。

本研究探讨采用移动支付作为研究领域，以了解影响理解用户体验和满意度并吸引更多用户的技术、社会经济和文化因素。使用PRISMA 2020从Scopus和WOS中选择63份文件，通过系统的文献综述来研究采用移动支付的研究趋势是至关重要的。在分析结果中，最常用的模型是扩展TAM和扩展UTAUT。研究中最具代表性的变量是社会影响、安全感知、风险感知、信任和感知有用性。未来的研究重点应放在生物识别认证、支付灵活性和非接触式支付等方面。此外，从业务角度来看，重点是设计对用户更直观的创新界面。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

F1000Research Pharmacology, Toxicology and Pharmaceutics-Pharmacology, Toxicology and Pharmaceutics (all)

CiteScore

5.00

自引率

0.00%

发文量

1646

审稿时长

1 weeks

期刊介绍： F1000Research publishes articles and other research outputs reporting basic scientific, scholarly, translational and clinical research across the physical and life sciences, engineering, medicine, social sciences and humanities. F1000Research is a scholarly publication platform set up for the scientific, scholarly and medical research community; each article has at least one author who is a qualified researcher, scholar or clinician actively working in their speciality and who has made a key contribution to the article. Articles must be original (not duplications). All research is suitable irrespective of the perceived level of interest or novelty; we welcome confirmatory and negative results, as well as null studies. F1000Research publishes different type of research, including clinical trials, systematic reviews, software tools, method articles, and many others. Reviews and Opinion articles providing a balanced and comprehensive overview of the latest discoveries in a particular field, or presenting a personal perspective on recent developments, are also welcome. See the full list of article types we accept for more information.