M. Agurto, H. Djebbari, S. Sarangi, B. Silupú, C. Trivelli, J. Torres
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引用次数: 0
Abstract
A large proportion of adults in the developing world remain without access to formal banking. We assess the effectiveness of a network-based information delivery strategy in fostering interest to learn about and subscribe to mobile money services in rural and peri-urban communities in Peru. We posit that lack of information about mobile money technology is a barrier to financial inclusion, which can be mitigated through social proximity. We designed a randomized controlled trial where workshops were led by individuals personally known to participants (local ambassadors–treatment) or by external agents (control). We find that attendance and BiM subscription rates were twice as high in the local ambassadors' group, especially among low-trust individuals.
期刊介绍:
The Journal aims to publish the best research on international development issues in a form that is accessible to practitioners and policy-makers as well as to an academic audience. The main focus is on the social sciences - economics, politics, international relations, sociology and anthropology, as well as development studies - but we also welcome articles that blend the natural and social sciences in addressing the challenges for development. The Journal does not represent any particular school, analytical technique or methodological approach, but aims to publish high quality contributions to ideas, frameworks, policy and practice, including in transitional countries and underdeveloped areas of the Global North as well as the Global South.