Agricultural resilience: Impact of extreme weather events on the adoption of rural insurance in Brazil

IF 8.6 1区环境科学与生态学 Q1 ENVIRONMENTAL SCIENCES

Global Environmental Change Pub Date : 2024-10-12 DOI:10.1016/j.gloenvcha.2024.102938

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引用次数: 0

Abstract

Brazil’s agricultural, livestock, and forestry production is essential, feeding more than 10% of the global population. However, climate change and extremes affect quality and production, challenging the Sustainable Development Goals of eradicating hunger and poverty. Extreme weather events generate economic and social costs, driving the use of adaptation strategies, with rural insurance being one of the main instruments to manage these risks. This study analyzes the impact of extreme weather events on rural insurance contracting in Brazil, using daily precipitation and temperature data to calculate extreme weather indices and perform panel regressions. The analysis of Minimum Comparable Areas (MCAs) between 2006 and 2016 showed that events such as “Frost” and “Hot Days” significantly increased insurance contracting, especially in the South and Central-West regions. The results highlight the importance of extreme variables and the need to consider regional differences and insurance alternatives. Despite the importance of insurance, increasing financial unviability suggests the need for additional strategies, such as crop diversification, community solidarity, and conservation of agricultural practices.

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农业复原力：极端天气事件对巴西采用农村保险的影响

巴西的农业、畜牧业和林业生产至关重要，养活了全球 10%以上的人口。然而，气候变化和极端天气影响了质量和产量，给消除饥饿和贫困的可持续发展目标带来了挑战。极端天气事件造成了经济和社会成本，推动了适应战略的使用，而农村保险则是管理这些风险的主要手段之一。本研究利用每日降水和气温数据计算极端天气指数并进行面板回归，分析了极端天气事件对巴西农村保险签约的影响。对 2006 年至 2016 年间最小可比区（MCA）的分析表明，"霜冻 "和 "高温日 "等事件显著增加了保险签约，尤其是在南部和中西部地区。结果凸显了极端变量的重要性，以及考虑地区差异和保险替代方案的必要性。尽管保险很重要，但越来越多的财务不可行性表明，需要采取额外的战略，如作物多样化、社区团结和农业实践保护。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Global Environmental Change 环境科学-环境科学

CiteScore

18.20

自引率

2.20%

发文量

146

审稿时长

12 months

期刊介绍： Global Environmental Change is a prestigious international journal that publishes articles of high quality, both theoretically and empirically rigorous. The journal aims to contribute to the understanding of global environmental change from the perspectives of human and policy dimensions. Specifically, it considers global environmental change as the result of processes occurring at the local level, but with wide-ranging impacts on various spatial, temporal, and socio-political scales. In terms of content, the journal seeks articles with a strong social science component. This includes research that examines the societal drivers and consequences of environmental change, as well as social and policy processes that aim to address these challenges. While the journal covers a broad range of topics, including biodiversity and ecosystem services, climate, coasts, food systems, land use and land cover, oceans, urban areas, and water resources, it also welcomes contributions that investigate the drivers, consequences, and management of other areas affected by environmental change. Overall, Global Environmental Change encourages research that deepens our understanding of the complex interactions between human activities and the environment, with the goal of informing policy and decision-making.