A systematic review of mobile payment literature: What has been studied and what should be studied?

IF 5.9 2区 管理学 Q1 COMMUNICATION
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引用次数: 0

Abstract

Mobile payment presently leads the fintech market as an alternative tool for daily transactions. Mobile payment research has remained limited to the field of technological research, but the need for research from a social science perspective has burgeoned. Therefore, it is paramount to suggest guidelines for future studies by identifying deficiencies that are yet to be discovered in the existing research. This paper first examines the research trends related to mobile payment by conducting an analysis of relevant literature from 2013 to 2023. Following that, it identifies the gap between the current state of academic research and the mobile payment research required by experts by using the analytic hierarchy process. The results indicate that current research on mobile payment tends to focus on the field of business and utilizes user surveys to provide industrial implications, whereas experts demand policy studies in the field of finance that utilize a more diversified research approach. The findings suggest valuable implications for academic researchers, industries, and governments with respect to mobile payment solutions.

移动支付文献的系统回顾:已经研究了什么,应该研究什么?
移动支付作为日常交易的替代工具,目前在金融科技市场上处于领先地位。移动支付研究一直局限于技术研究领域,但从社会科学角度进行研究的需求却日益高涨。因此,最重要的是通过找出现有研究中尚未发现的不足之处,为今后的研究提出指导建议。本文首先通过分析 2013 年至 2023 年的相关文献,研究了与移动支付相关的研究趋势。随后,本文利用层次分析法找出了学术研究现状与专家所需的移动支付研究之间的差距。结果表明,目前有关移动支付的研究往往集中在商业领域,并利用用户调查来提供行业影响,而专家们则要求在金融领域开展政策研究,并采用更多样化的研究方法。研究结果为学术研究人员、行业和政府提供了有关移动支付解决方案的宝贵启示。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
Telecommunications Policy
Telecommunications Policy 工程技术-电信学
CiteScore
10.80
自引率
12.50%
发文量
122
审稿时长
38 days
期刊介绍: Telecommunications Policy is concerned with the impact of digitalization in the economy and society. The journal is multidisciplinary, encompassing conceptual, theoretical and empirical studies, quantitative as well as qualitative. The scope includes policy, regulation, and governance; big data, artificial intelligence and data science; new and traditional sectors encompassing new media and the platform economy; management, entrepreneurship, innovation and use. Contributions may explore these topics at national, regional and international levels, including issues confronting both developed and developing countries. The papers accepted by the journal meet high standards of analytical rigor and policy relevance.
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