The Inclusion of Women with Disabilities in Internal Savings and Lending Schemes (ISALS) by the Ministry of Women Affairs, Community, and Small and Medium Enterprises Development in Harare Metropolitan Province, Zimbabwe

Rumbidzai H. C., Tapiwa G. S., Tadios C., Itai H. M.
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Abstract

Women with disabilities remain among the common social groups in communities that face sidelining and exclusion from development interventions, often referred to as the ‘unseen’ and ‘left behind’ group. Most research focuses on development initiatives for all women generally whilst following on interventions by the civil society to the relative exclusion of disabled women. Hence, this study was influenced by the need to examine the services of the government through the Ministry of Women Affairs in ensuring inclusion of women with disabilities in development initiatives in particular Internal Savings and Lending Schemes (ISALs) that are being carried out in Harare. The study was informed by the intersectionality approach and used a qualitative research approach in which a case study design was employed. The study involved fourteen participants who included women with disabilities, Community Development Officers/Coordinators (CDOs/ CDCs), Provincial Development Officer (PDO) and other professionals from disability rights agencies. Qualitative data was gathered through interviews, and findings were analyzed using thematic analysis. The major services that were found included mobilizing and training women in communities and monitoring ISAL activities. It was revealed that inclusion of women with disabilities in ISALS is still low and in gradual progression. The study also showed major challenges that the ministry faces in their efforts to include women with disabilities in ISALs, which include shortage of resources to fund reasonable accommodation and inclusive ISALS, lack of support from the families and communities of women with disabilities, stigmatization, and discrimination. The researchers went on to make recommendations towards the implementation of ISALS to promote full inclusion of women with disabilities.
津巴布韦哈拉雷都市省妇女事务、社区和中小企业发展部将残疾妇女纳入内部储蓄和借贷计划(ISALS)
残疾妇女仍然是社区中面临边缘化和被排斥在发展干预措施之外的常见社会群体,通常被称为 "看不见的 "和 "被遗弃的 "群体。大多数研究侧重于针对所有妇女的发展倡议,同时关注民间社会的干预措施,而相对排斥残疾妇女。因此,本研究受到了以下需要的影响:通过妇女事务部审查政府在确保将残疾妇女纳入发展倡议, 特别是哈拉雷正在实施的内部储蓄和借贷计划(ISALs)方面所提供的服务。本研究以交叉性方法为基础,采用了案例研究设计的定性研究方法。研究涉及 14 名参与者,包括残疾妇女、社区发展官员/协调员(CDOs/ CDCs)、省级发展官员(PDO)以及来自残疾人权利机构的其他专业人员。通过访谈收集了定性数据,并使用主题分析法对调查结果进行了分析。发现的主要服务包括动员和培训社区妇女以及监督 ISAL 活动。研究显示,残疾妇女参与 ISALS 的程度仍然很低,而且还在逐步发展中。研究还显示了该部在努力将残疾妇女纳入 ISALs 方面所面临的主要挑战,其中包括缺乏为合理便利和包容性 ISALS 提供资金的资源、缺乏残疾妇女家庭和社区的支持、污名化和歧视。研究人员接着提出了一些建议,以实施残疾妇女综合服务计划,促进残疾妇女的全面融入。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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