During Covid 19 in Indonesia: A Review Study on Credit Card Usage

Abstract

The purpose of this study is to explore the effect of financial management and lifestyle on credit card usage in Indonesia during COVID-19 as moderating variable. The methodology used is hypothesis testing. The sample is 250 credit card users with specified characteristics. The result of the study using structural equation modeling - partial least square analysis show that these two variables have a significant effect on credit card usage and covid 19 can be a significant moderator for it.