The earlier couples first discussed finances, the better? A dyadic, longitudinal replication and extension

IF 1.7 3区社会学 Q2 FAMILY STUDIES

Family Relations Pub Date : 2024-04-08 DOI:10.1111/fare.13030

Matthew T. Saxey, Ashley B. LeBaron-Black, Naomi F. Inman, Jeremy B. Yorgason, Erin K. Holmes

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引用次数: 0

Abstract

Objective

We examined associations among couples' first financial discussion, healthy financial communication, marital satisfaction, and financial disagreements with cross-sectional and longitudinal dyadic data.

Background

Prior research on these associations has only used cross-sectional data from one respondent.

Method

We used actor–partner interdependent structural equation modeling with a sample of 1,079 mixed-gender, newlywed dyads to estimate cross-sectional and longitudinal models.

Results

Cross-sectionally, both husbands' and wives' reports of their first financial discussion predicted better marital satisfaction and fewer financial disagreements through their own report of healthy financial communication. Longitudinally, only husbands' report of the couple's first financial discussion positively predicted between-person changes in both husbands' and wives' marital satisfaction two waves later. Additionally, whereas husbands' healthy financial communication predicted changes in their own marital satisfaction, financial disagreements, and wives' financial disagreements over time, wives' healthy financial communication only predicted changes in their own perception of financial disagreements.

Conclusion

Future relational and financial outcomes for mixed-gender newlyweds appear to benefit from an earlier first financial discussion in their relationship.

Implications

Therapists and educators should focus on the timing and quality of couples' financial communication to help couples mitigate financial disagreements and improve marital satisfaction.

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夫妻越早开始讨论财务问题越好？夫妻双方的纵向复制和扩展

我们利用夫妻双方的横截面和纵向数据研究了夫妻双方首次财务讨论、健康的财务沟通、婚姻满意度和财务分歧之间的关联。我们对 1,079 个男女混合的新婚夫妇样本采用了演员-伴侣相互依存结构方程模型来估计横截面和纵向模型。从横截面来看，丈夫和妻子关于第一次财务讨论的报告通过他们自己关于健康财务沟通的报告预测了更好的婚姻满意度和更少的财务分歧。从纵向来看，只有丈夫对夫妻第一次财务讨论的报告能积极预测丈夫和妻子两次婚姻满意度的人际变化。此外，随着时间的推移，丈夫的健康财务沟通预测了他们自己的婚姻满意度、财务分歧和妻子的财务分歧的变化，而妻子的健康财务沟通只预测了他们自己对财务分歧的看法的变化。治疗师和教育工作者应该关注夫妻财务沟通的时间和质量，以帮助夫妻减少财务分歧并提高婚姻满意度。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Family Relations Multiple-

CiteScore

3.40

自引率

13.60%

发文量

164

期刊介绍： A premier, applied journal of family studies, Family Relations is mandatory reading for family scholars and all professionals who work with families, including: family practitioners, educators, marriage and family therapists, researchers, and social policy specialists. The journal"s content emphasizes family research with implications for intervention, education, and public policy, always publishing original, innovative and interdisciplinary works with specific recommendations for practice.