A Comment on the Financial Literacy, Financial Risks and Financial Challenges Facing Older Australians

IF 1 4区经济学 Q3 ECONOMICS

Australian Economic Review Pub Date : 2024-03-20 DOI:10.1111/1467-8462.12546

Siobhan Austen, Alison Preston

引用次数: 0

Abstract

Drawing on data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and from qualitative data from in-depth interviews with older Australians in mixed sex couple households, this article highlights the risks and vulnerabilities that older Australians face in saving for retirement and, importantly, in drawing down assets in retirement. The article also provides data on financial literacy and risk-taking among older Australians.

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对《澳大利亚老年人面临的金融知识、金融风险和金融挑战》的评论

本文利用澳大利亚家庭、收入和劳动力动态调查（HILDA）的数据，以及对澳大利亚老年夫妇混居家庭进行深入访谈所获得的定性数据，重点阐述了澳大利亚老年人在为退休储蓄时所面临的风险和脆弱性，以及在退休后提取资产时所面临的重要风险和脆弱性。文章还提供了有关澳大利亚老年人金融知识和风险承担的数据。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Australian Economic Review ECONOMICS-

CiteScore

1.90

自引率

10.00%

发文量

期刊介绍： An applied economics journal with a strong policy orientation, The Australian Economic Review publishes high-quality articles applying economic analysis to a wide range of macroeconomic and microeconomic topics relevant to both economic and social policy issues. Produced by the Melbourne Institute of Applied Economic and Social Research, it is the leading journal of its kind in Australia and the Asia-Pacific region. While it is of special interest to Australian academics, students, policy makers, and others interested in the Australian economy, the journal also considers matters of international interest.